Current Rate: 0.50%. Interest will be calculated on minimum quarterly balances of $100 or more, and paid quarterly on 24th March, June, September and December in the same period that it is earned. | A flat service fee of $12.00, which entitles you to unlimited transactions. Fee is applied monthly on the 24th. On overdrawn accounts, $23.00 will be charged and will continue to be charged every thirty (30) days until the balance returns to a credit position. |