Republic Bank / TSTT International Visa Credit Card

Republic Bank and the Telecommunications Services of Trinidad and Tobago Limited (TSTT) have created a strategic alliance to provide you with an enhanced product offering: The Republic Bank / TSTT International Visa Classic Credit Card.

Earn 2 TSTT POINTS for every $50 you spend with your Republic Bank / TSTT International Visa Classic Credit Card towards the payment of your residential or personal bill. This means that you earn TSTT POINTS by simply having a Republic Bank / TSTT International Visa Classic Credit Card and by paying your residential and personal mobile phone bills on time. The maximum number of TSTT POINTS that can be accumulated per quarter is 14,000.

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:
  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

Visa Price Protection Up to US$200 per account per year

The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank Visa International Credit Card. Simply pay for the entire cost of the product with your eligible card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, Visa will refund you the difference, up to US$200 per account per 12-month period. Conditions apply.

*Same market is defined as same country and within 100 kilometers of point of purchase. For the US, it will mean the 48 contiguous states. Alaska, Hawaii and other US territories will be treated separately.

Click here for more information

You can earn Bonus Points every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card, the more Bonus Points you accumulate and the more Bonus Points you have, the more you save!

Get the flexibility to redeem your Bonus Points for travel on any airline at any time or for rebates and discounts at over 400 merchant outlets for furniture & appliances, medical assistance & supplies, gym membership, warehouse shopping, utilities, department stores, shoe stores, jewellery, gifts, perfumeries, restaurants and much more!

Get one (1) Bonus Point for every TT$50/US$15 spent. Plus, Republic Bank Bonus Points are valid for three (3) years!


TSTT Points
Earn two (2) TSTT points for every TT$50 paid by cash, cheque, LINX or credit card for both residential and mobile phone bills. Customers must pay their full outstanding bill in full and on time. Redeem your points for goods and services at TSTT.

You can receive up to 50 days' interest free credit once your credit card balance is paid in full by the payment due date for two consecutive months.

BalanceCover provides credit card balance coverage for your credit card outstanding balance and repays or reduces your credit card debt in case of death or disability.

How it works
  • No occupational limits
  • No medical exams
  • All official cardholders on the same account are covered for the cost of one
Key Benefits
  • Coverage from 18-70 years
  • Premiums minimal, $4.40 per $1,000
  • $25,000 lump sum payment in the event of accidental death

Death benefit
Each insured cardholder shall be insured for the amount equal to the total amount outstanding on his/her credit card at the date of death.

Accidental Death benefit
In the event of accidental death, an additional amount of $25,000 will be paid to the insured cardholder's estate.

*Special conditions apply
Hertz Discounts*

Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special discount code and that bookings are made through Lazzari & Sampson.


Colfire Discounts*

Get 20% discount* on Motor Insurance when you use your Republic Bank Credit Card to pay the full cost of the premium. In order for the discount to be applicable, the insured name on the policy must match the cardholder's name.

*Special conditions apply

Type of credit card Annual membership fee for main applicant Annual membership fee for co-applicant Card replacement fee lost/stolen /damaged
Republic Bank International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International MasterCard Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank / TSTT International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International Visa Gold Credit Card US$34.50 US$23.00 US$5.75
Republic Bank / AAdvantage Standard Credit Card US$50.00 US$34.00 US$28.00
Republic Bank / AAdvantage Gold Credit Card US$60.00 US$40.00 US$28.00
Republic Bank / AAdvantage Visa Infinite Credit Card US$150 No charge US$50.00
Republic Bank International Platinum MasterCard Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Platinum Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Signature Credit Card US$100 No charge US$30.00
Interest rate 2% per Month
Over limit Fee* 5% of the amount in excess minimum US$10.00
Past due fee US$8.00 / TT$52.00
Cash advance fee 3 % of amount advanced

*This fee does not apply to Republic Bank International Visa Signature Credit Card

No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

Other fees associated with credit cards are available upon request.

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

2 copies of valid photographic identification - Passport, National Identification card or Driver's Permit (if it is expired, it is not valid)
Salaried – copy of job letter and pay slip (not older than 1 month)
Self employed - up to date financial statements/tax returns
Copy of a utility bill in the applicant's name


Click here to download Conditions of Use

As at April 2016, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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