Republic Bank International Visa Business Card

A Republic Bank International Visa Business Credit Card can help you keep your company's expenses on track and provide you with the buying power you need to operate your business. Plus you enjoy exclusive travel benefits and unlimited rewards when you make purchases.

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:

  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

You can earn Bonus Points every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card, the more Bonus Points you accumulate and the more Bonus Points you have, the more you save!

Get the flexibility to redeem your Bonus Points for travel on any airline at any time or for rebates and discounts at over 400 merchant outlets for furniture & appliances, medical assistance & supplies, gym membership, warehouse shopping, utilities, department stores, shoe stores, jewellery, gifts, perfumeries, restaurants and much more!

Get one (1) Bonus Point for every TT$50.00/US$15.00 spent. Plus, Republic Bank Bonus Points are valid for three (3) years!

You can receive up to 50 days' interest free credit once your credit card balance is paid in full by the payment due date for two consecutive months.

Who and what is covered?

As a Republic Bank International Visa Business Credit Card cardholder, you, your spouse and your dependent children under 23 years of age will each be insured automatically up to US$250,000 against accidental bodily injuries that are the sole cause of death and dismemberment arising from an accident that occurs during an insured journey. A trip is considered an insured journey if: (a) the full travel fare has been purchased with a valid International Visa Card (b) it is outside your country of residence (c) the maximum duration of any one trip is no more than 60 days

The coverage of an insured journey begins when you disembark from the common carrier at the destination of your insured journey (as designated on your ticket) and ends when you board the common carrier for departure (as designated on the return portion of your ticket).

This insurance does not provide common carrier coverage during travel to and from an insured journey. This coverage is meant to complement and not duplicate the CommonCarrier coverage on your International Visa Card.


What do I need to be eligible?

You must possess a valid and active Republic Bank International Visa Business Credit Card and use it to purchase the entire travel fare(s).

*Special conditions apply. For more information, contact us at 627 3348.

Coverage for up to the full cost of repair or replacement of a rental vehicle. 

Your Republic Bank International Visa Business Credit Card gives you peace of mind and saves you money by providing this free insurance coverage every time you use your card to rent a car.


What are the benefits and who is covered?

When you use your Republic Bank International Visa Business Credit Card to book a car and pay the full price of the rental, you are covered by this insurance. To access this coverage, you must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the car rental company in its rental agreement.

The Auto Rental Insurance covers up to the full cost of repair or replacement of a rental vehicle in the event of:

  • damage due to collision or theft of the vehicle
  • malicious vandalism against the car
  • documented valid loss-of-use charges imposed by the car rental company

This coverage applies anywhere in the world, including your country of residence in Latin America and the Caribbean (where allowed by local laws) and will be in effect while the vehicle is in the possession of any authorised driver specifically mentioned in the car rental agreement. Coverage will expire as soon as the rented vehicle is returned to the car rental company or 31 days after the date of rental.

Coverage also applies to car rentals that are redeemed with points generated through Visa card loyalty programmes, provided all taxes and surcharges are paid with the Republic Bank International Visa Business Credit Card.


What types of rental vehicles are covered?

Most rental automobiles are covered, including some luxury vehicles such as BMW and Mercedes Benz. If you have any questions regarding a specific vehicle, call the Visa Customer Service Center.


What is the first thing I should do if I am involved in an accident or the rental car is stolen?

Speak to the car rental company and be sure to obtain a copy of all documents related to the accident or theft, including the accident report form, a copy of the car rental agreement (front and back), police report (if any) and any other pertinent documents.


What do I need to do to submit a claim to Visa?

You must notify Visa within 30 days or your claim will not be processed. In addition to all documents indicated above, you must submit proof that the full price of the car rental was paid with the Republic Bank International Visa Business Credit Card.


Visa does not provide insurance. Insurance is provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.

   How do I make a claim?
  1. Notify Visa within 30 days
  2. Submit copy of all documents related to the accident or theft
  3. Submit proof that the full price of the car rental was paid with the Visa International Business Card.
Hertz Discounts*

Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special RBL discount code and that bookings are made through Lazarri & Sampson at 627 8201/1945


Colfire Discounts*

Get 20% discount* on Motor Insurance when you use your Republic Bank Credit Card to pay the full cost of the premium. In order for the discount to be applicable, the insured name on the policy much match the cardholder's name.

*Special conditions apply

Annual fee US$28.75
Replacement card fee US$5.75
Interest rate 2% per Month
Over limit Fee * 5% of the amount in excess minimum US$10.00
Past due fee US$ 8.00/TT30.00
Cash advance fee 3 % of amount advanced

These fees do not apply to the Republic Bank Visa Signature Credit Card. 

No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements. 

Other fees associated with credit cards are available upon request.

What you will need

Before visiting our branches, ensure you have the following documents:

New to Republic Bank?

Recent Utility Bill
The required amount to open the account

Existing Republic Bank customer

Two (2) forms of Identification
The required amount to open the account


Click here to download Conditions of Use

As at April 2016, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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