Annual Report 2015
129
21 RISK MANAGEMENT
(continued)
21.4 Market risk
(continued)
21.4.2 Currency risk
(continued)
TTD
USD
BDS
GHS
Other
Total
2014
Financial assets
Cash and cash equivalents
328,458
44,132
115,730
–
76,905
565,225
Statutory deposits with
Central Banks
4,050,897
3,220
285,951
–
494,388
4,834,456
Due from banks
4,468,127 2,986,743
8,881
–
881,395
8,345,146
Treasury Bills
3,827,652
–
765,598
–
1,311,803
5,905,053
Investment interest
receivable
37,212
27,818
3,268
–
3,838
72,136
Advances
16,541,205 3,389,902
4,575,140
–
2,589,160
27,095,407
Investment securities
3,410,496 4,111,340
542,028
–
196,518
8,260,382
Total financial assets
32,664,047 10,563,155
6,296,596
–
5,554,007 55,077,805
Financial liabilities
Due to banks
66
41,048
12,009
–
16,834
69,957
Customers’ current, savings
and deposit accounts
24,362,375 8,924,974
5,038,884
–
5,444,527
43,770,760
Other fund raising
instruments
2,930,841
76,245
350,747
–
–
3,357,833
Debt securities in issue
1,066,802
–
–
–
–
1,066,802
Interest payable
17,896
3,343
17,939
–
1,413
40,591
Total financial
liabilities
28,377,980 9,045,610
5,419,579
–
5,462,774 48,305,943
Net currency risk exposure
1,517,545
877,018
–
91,233
Reasonably possible change
in currency rate (%)
1%
1%
–
1%
Effect on profit before tax
15,175
8,770
–
912
