Management Team

Managing Director

Nigel Baptiste, BSc (Hons.)(Econ.), MSc (Econ.), ACIB

Executive Director

Derwin M. Howell, BSc (Hons.) (Elec. Eng.), MSc (Tele. Systems), EMBA, MIET, MIEEE, C.Eng.

Executive Director

Roopnarine Oumade Singh, BSc (Hons.) (Econ.), MSc (Econ.), MBA

Group General Counsel/Corporate Secretary

Kimberly Erriah-Ali, LLB (Hons.), LEC, MBA, ACAMS

General Manager, Group Human Resources

Riah Dass-Mungal, BSc (Acct.), FCCA

General Manager, Group Marketing and Communications

Karen Tom Yew, B.Sc. Management Studies (First Class Hons.), International MBA, Finance (First Class Hons.), LLB (Upper Second Class Hons.)

General Manager, Planning and Financial Control

Marsha Mc Leod-Marshall, FCCA, MSc (Int’l Fin.)

General Manager, Overseas Operations

Michael Walcott, BSc (Acct. and Fin.)

General Manager, IT Consolidation

Marlon Persad, BSc (Computer Studies), MSc (Computer Science), Executive MBA (Dist.), CGEIT, AMLCA

General Manager, Information Technology Management

Aldrin Ramgoolam, Dip. (Business Mgmt.), BSc (Computer Science), MBA

General Manager, Group Treasury

Baldath Ramkissoon, MSc (Dist.) (Fin.), MBA, BSc (Hons.) (Mgmt.)

General Manager, Electronic Channels and Payments

Denyse Ramnarine, BSc (Computer Science and Physics), MSc (Telecom.), Dip. (Business Mgmt.), P.Grad. (Info. Tech.), MBA

General Manager, Wealth Management

David Robinson, BA (Econ.), CFA, EMBA

General Manager, Group Risk

Parasram Salickram, FCCA, ACMA, CGMA, CA, CFA, FRM

General Manager, Corporate Investment Banking

Richard S. Sammy, BSc (Hons.) (Mgmt. Studies), MBA

General Manager, Shared Services

Carlene Seudat, BSc Acct. and Business Mgmt.

General Manager, Creditor Protection

Robert Soverall, CFA, BSc (Hons) (Actuarial Science)

General Manager, Commercial and Retail Banking

Karen Yip Chuck, Dip. (Business Admin.), ACIB, BSc (Hons.) (Econ.), MBA, CIA


Manager, Administration

Reeda Ferreira

Acting Branch Support Services


Suzanne Allen

Centralised Credit Unit

Credit Manager

Gregory Jones, BSc (Acct. and Fin.)

Centralised Securities Unit


John Ford, Dip. (Business Mgmt.)

Commercial and Retail Banking

Regional Sales Manager (East/Central/Tobago)

Rhonda Joseph-Walters, Dip. (Bkg.), Dip. (Business Mgmt.)

Regional Sales Manager (North)

Farook Hosein, Dip. (Business Mgmt.)

Regional Sales Manager (South)

Shazard Mohammed, BSc (Hons.) (Econ.), PgDip. (Marketing, NPS, EMBA

Manager, Business Applications and Analysis, Commercial & Retail Banking

Matthew Cabralis, ABE Higher Dip. (Business Mgmt.)

Customer Care and Support Centre

Manager, Contact Centre at Shared Services Division

Irmin John-Albert, Dip. (Business Mgmt.)

Economic Intelligence Unit


Garvin Joefield, BSc (Econ. and Mgmt.), MBA

Group Enterprise Risk Management

Manager, Group Enterprise Risk Management

Anita King, MBA, BSc (Econ.)

Manager Enterprise Risk Management, Quality Assurance

Leslie Thompson, BA (Business Mgmt.)

Manager, Enterprise Risk Management Analysis

Rush Ramoutar, BSc (Mgmt. and Fin.), MSc (Mgmt.)

Group Marketing And Communications

Senior Manager

Kwame Blanchfield, BA (History and Gov’t.), MBA

Manager, Brand Management

Tisha Lee, B. Comm. (Marketing)

Marketing Manager, Business Segments

Karen Mc Sween, BSc (Bkg. and Fin.), Dip. (Fin. Mgmt.), IMBA

Marketing Manager, Personal Segments

Damian Cooper, BSc (Business Admin.), CIM, Cert. (Strategic Brand Mgmt.)

Manager, Analytics & Marketing Technology

Kevan Rajaram

Head Office


Karen Ann Sturge-Crichlow, BSc (Mgmt.), MSc (Strategic Leadership and Mgmt.), Dip. (Marketing)


Jihann Miller, BSc (Acturial Science), ASA CERA


Wendy Ann Frenche, Dip. (Business Mgmt.)

Manager, Due Diligence

Kafi Grey


Omarwatee Lackhan, FCCA, ACCA


Suelan De Sormeaux, BSc (Hons.) (Mgmt. Major) (Fin. Minor), MSc (Mgmt.), Dip. (Business Mgmt.), CAMS AMLCA, CPAML


Amar Ramlogan, BSc (Econ.), MSc (Econ.), MBA


Sharon Lucky-Durbal, BSc (Info. Sys. and Mgmt.), MBA


Nisha George


Niala Ramcharan


Somers Julien, BSc (Gov’t and HR), MSc (HR)


Nadia Williams

Manager, Card Fraud Management

Jason Lam

Operational Risk Senior Manager

Davi Samaroo-Singh, BSc (Econ.)

Human Resources

Senior Manager, Group Employee & Industrial Relations

Preston George, BSc (Sociology), LLB, EMBA

Senior Manager, Group Human Resources

André St. Clair, ACCA, BSc (Mgmt.), FCCA, MSc (Labour Employment Relations)

Industrial Relations Manager

Giselle Estrada, MBA

Manager, Manpower Planning

Paula Mottley-Emmanuel, MBA, IBAF, P. Grad. (Business Admin.)

Manager, Learning and Talent Development

Camille Moseley-Joefield, BSc (Mgmt.), CIM, IBAF, MBA

Manager, Compensation and Benefits

Gillian Arneaud, Dip. (Business Mgmt.)

Manager, HRIS

Addison Wayne Mitchell, BSc (Computer Science and Mgmt.), HND (Computer Studies)

Manager, Employee Engagement

Michelle Williams-Brewster

Internal Audit

Manager, IT Audits


Manager, Professional Practices

Wendy Anne Bosse, BSc (Hons.) (Mgmt. Studies), AICB

Manager, Finance Audits

Naseem Ali-Lopez, FCCA

Manager, Commercial and Retail Banking Audits

Kendine Creed-Harry, CPAML, Diploma in Business Management

Manager, Internal Audit

Carol Reece, Dip. (Business Mgmt.)

Manager, Internal Audit, Corporate Audits

Lisa Maria Morris, BSc (Econ. with Acct.), MBA

Manager, Internal Audit, Group Audits

Marsha Ollivierre, FCCA, CIA, CRMA, CPAML

Legal Services

Head, Legal Services

Melissa Jankie, BSc (Economics), LLB (Hons.), LPC

Manager, Legal Services

Dyan Wellington, BA (Jurisprudence), MA (Oxon), LEC

Manager, Legal Services

Ashlee Partap

Manager, Legal Services (Compliance)

Andrea De Matas, LLB, LEC

Loan Delivery Centre


Latisha De Gannes, MBA, BSc (Hons.) (Mgmt.), Dip. (Bkg.)

Manager Adjudication

Laura-Lee Mouttet, Dip. (Business Mgmt.), CFA

Overseas Operations


Jimmy Cedeno, BSc (Mgmt. Studies), EMBA

Manager, Overseas Operations Designate

Adrian Riley, BSc (Acct.), MBA (Fin.)

Operational Risk

Portfolio Management Project Manager

Antonia Dickson-Frederick, BSc (Acct.), Dip (Bkg.)

Operational Risk

Manager, IT Security (Projects)

Gillian Sajabi, MBA (Logistics & Supply Chain Mgmt) BSc (2ndHons.) (Computer Science), Dip (Info. Systems) HDip (Info. Systems)

Manager, Business Continuity

Joelle Bannatyne, BSc (Mgmt.), MBA, CBCP, CIRCA, CBCS

Manager, Corporate Security

Sherwin Forte, Dip. (Caribbean Forensics and Fin. Fraud Inst.), Arts Foundation Degree

Manager, IT Security

Adesh Rampat, BSc (Electronic Eng.), PgDip. (MIS), PgDip. (Mgmt.), Cert. (Business Law)

Manager, IT Security

Capil Boodram, ACCA, BA (Business Admin.), MSc (Fin. Mgmt.), CISA, Adv. Dip. (Business Mgmt.)

Manager, Card Fraud Management

Terrance Worrell, AS (Security Admin. and Mgmt.), Dip. (Business Mgmt.)

Planning & Financial Control

Senior Manager

Joy Inniss, FCCA, ACCA, MSc (Intl. Fin.)

Manager, Finance

Giselle Alexander, FCCA

Manager, Head Office

Nicole Mc Farlene-Lucas, FCCA, MBA

Manager, Compliance and Regulatory Reporting

Sursatee Vashti Boodram, FCCA, ACCA

Manager, Business Performance Management

Joyce Ramkumar, BSc (Info. Sys.), ADMIS, CISA

Manager, Finance – Group

Nyron Mahadeo, FCCA, ACCA

Portfolio Management

Manager, Head Office

Nathasha Shakira Smith-Cedeno, BSc (Computer Sc. Mgmt.)


Senior Manager

Petra Babulal-Salim, B.Sc. (Industrial Engineering)

Project Manager

Marvin Sinanan, BSc (Civil Eng.)

Manager, Premises

Sheldon Ramkissoon, IMBA BSc (Project Mgmt.)

Credit Risk Management

Senior Manager

Bevon Alvarez

Credit Manager

Beverly Richards, BSc (Mgmt.), Dip. (Bkg.) Dip (ACCA)

Credit Manager

Ena Dalchan-Mahabir, ACCA, MBA

Manager, Credit Risk

Charlene Madray

Special Projects

Call Centre Upgrade

Project Manager, Call Centre Upgrade Project

Valini Rajballie, ACIB

Credit Card Centre

Senior Manager

Fabian Kubalalsingh, Dip. (Business Mgmt.)

Manager, Operations and Finance

Judith Punch-Wafe,Dip (Business Mgmt.), Dip. (HR Mgmt.), ACCA

Manager, Issuing and Acquiring

Julie Williams


Charlotte Sahadeo-Bellemare, BA (French and Spanish), Dip. (Business Mgmt.), Dip. (Marketing), Dip. (Bkg.)

Creditor Protection Support Unit

Senior Manager, Electronic Channels and Payments Division

Brent Cabrera, Dip. (Computer Systems Design), MSc (Strategic Business IT), IMBA, P.Grad (Strategic Business IT)

Manager, Creditor Protection, Administration and Sales

Jo-Ann Ragoo-Khalawan, MBA, BSc (Mgmt. Studies), Adv. Dip. (Business Admin.), PMP, IMIS

Electronic Channels & Payments Division

Manager, Process Transformation

Lana Ramroop, BSc (Electrical and Computer Eng.), MIEEE

Manager, Digital Operations

Emerson Dixon, Dip. IMIS

Manager, Digital Solutions

Paula Merritt, BA (Business Admin.)

Manager, Digital Business Automation

Marsha O’Neal, BSc (Sociology and Mgmt. Studies), MBA, Cert. (Proj. Mgmt.)

Foreign Exchange Centre (Forex)/Group Treasury

Senior Manager, Treasury

Tracy-Anne Bartholomew, BSc (Math. and Econ.), PgDip. (Actuarial Mgmt. and Actuarial Science), Dip. (Actuarial Techniques)

Manager, Foreign Exchange & Dealing

Renee Samuel, Cert. (Bkg.)

Manager, Forex

Charmaine St. Louis, BSc (1st Class Hons.)(Mgmt.)

Manager, Forex

Liyana Adams-Crosbie

Manager, Treasury Investments

Suein Law, BSc (Chemistry and Mgmt.), CFA

Manager, Treasury Investments, Group Treasury/Forex

Shane Seepersad

Information Technology Management Division

Senior Manager, Technology Advancement

Darryl Headley, BSc (Computing), Assoc. (Computer Science)

Senior Manager, Technology Delivery

Johnason Nath, IMIS, BSc (Computing and Info. Sys.), MBA, P.Grad. (Business Admin.)

Manager, Production Support

Adrian Lee,BSc (Computer Science), Assoc. (Applied Science) (Info. Tech.)

Manager, Data Centre Services

Kurt Dipnarine, MBA, Dip. (Bkg.) CIA

Manager, End User Services

Nigel George, BSc (Computing and Info, Systems)

Manager, Information Reporting and Data Management

Ron Mollineau, Dip. (Project Mgmt.)

Manager, Technology Deployment

Rehan Mohammed, MSc (Info. Sys. Mgmt.) BSc (Computer and Info Sys.)

Manager, Technology Infrastructure

John Corbin, Dip. (Business Mgmt.)

Manager, Application Support

Haresh Dhanpath, BSc (Computer Science and Mgmt.)

Manager, Overseas IT Operations and Governance

Jaya Ramnanan

Manager, Project Execution/IT Governance

Kiran Ramlakhan, BSc (Computer Science and Mgmt.), MSc (Computer Science)

Information Technology Consolidation Division

Senior Manager, Technology Consolidation

Neal Motilal, Tech. Dip. (Telecom. Eng.), MBA

Senior Manager, Business Consolidation

Viswarnath Dwarika, MBA, BSc (Hons) (Computing and Info. Sys.)

Manager, Change Management

Urmilla Ramaya-Jacob, Dip (Business Mgmt.)

Manager, Application Support

Lisa Norville, BSc (Computer Science and Mgmt. Studies)

Manager, Process Operations

Dexter Henry, BSc (2nd Hons.) (Mgmt. Studies and Econ.), Cert. (Cost Mgmt.)

Manager, Quality Assurance

Farah Ali

Manager, Project Execution

Laurel Phillip, BSc (Bkg. and Fin.), MSc (Project Mgmt.), PMP

Manager, Technology Deployment

Isa Mohammed, BSc ( Info. Sys. Mgmt.), MBA

Manager, Technology Infrastructure

Regina Radix, BSc (Info. Tech.)

Manager, Business Conversion

Marsha Sanatan-Murray, BSc (Mgmt.), MBA

Shared Services

Senior Manager, Processing Support Centre

Shedley Branche, BSc (Hons.) (Mgmt.), MBA

Project Manager

Robert Sharpe, Dip. (Business Mgmt.)


Cleavon Lewis, BSc (Computer and Info Sys.)


Jadgesh Ramjit, BSc (Mgmt). (Econ. and Fin.), MBA, CMA


Jonelle Salina, Dip. (Fin. Mgmt.), BSc (Mgmt. with Psychology), MBA

Manager, Collections at the Centralized Credit Unit Shared Services Division

Rondell Ramkissoon

Manager, Electronic Channels Support Services at Shared Services Division

Suzanne Allen

Trust Services Division & Wealth Management Limited

Investment Manager, Trust Services

Samantha Maraj, CFA, FRM, IMAA

Manager, Trust Services, Operations

Anneleise Thomas-Andrews, BSc (Sociology (Major) HR Mgmt. (Minor)

Manager, Trust Services

Marc Lequay, B.Comm (Hons.) Econ. (Minor), LLB (Hons.), LPC

Wealth Management Limited and Republic Trustee Services

Senior Manager

Carla Kelshall, BSc (Math. and Econ.), CFA

Manager, Finance

Selma Webb, FCCA

Manager, Wealth Management

Brad Tom Yew, BSc (Marketing), MBA

Manager, Head Office

Avinash Ramdeen, BSc. (Mgmt.) MBA (Int’l Fin.)(Dist.)

Brokerage Manager

Lisa Leander Yeates, MBA

Corporate Business Centre – East/Central

Regional Corporate Manager

Vaughn Welsh, Dip. (Bkg.), ACIB, MBA

Corporate Manager

Ramish Maharaj, Dip. (Business Mgmt.), ACIB, MSc (Fin. and Mgmt.), MBA

Corporate Manager

Roopmin Ramkissoon-Ramdeo, ACIB

Corporate Manager

Claudia Gonzales, MBA, BSc (Bkg. and Fin.)

Credit Manager

Jason Williams

Credit Manager

Chandradath Sookdeo, BSc (Bkg. and Fin.)

Credit Manager

Grant Dass

Credit Manager

Melissa Ramdass-Shah

Corporate Business Centre - North

Regional Corporate Manager

Brian Alleyne, BA (Econ.), CFA, MBA

Credit Manager (Acting)

Nicole Amow

Credit Manager

Robert Chen

Corporate Manager

Giselle Busby, BSc (Ind. Mgmt.), MBA

Corporate Manager

Andre Crosby, MBA

Corporate Manager

Damien Richards, Adv. Dip. (Business Admin.), BA (Business Mgmt.)

Corporate Manager

Nycrisha Belgraves, BSc (Mgmt. Studies), CEFA

Corporate Manager

Charmaine Ramsubhag-Baball, Dip. (Business Mgmt.)

Corporate Manager

Charmaine Khan, Dip (Bkg.)

Credit Manager

Elliot Lezama

Corporate Business Centre – South

Regional Corporate Manager

Rawlston Singh, Dip. (Bkg.), MBA

Corporate Manager

Ian Leonard, BSc (Hons.) (Mgmt. Studies), Dip. (Bkg.), Dip. (Business Mgmt.)

Corporate Manager

Marsha Lee Wing-Gopaul, Cert. (Bkg.) IBAF, Dip. (Business Mgmt.)

Corporate Manager

Venus Frith, BSc (Bkg. and Fin.), MSc (Int’l. Fin.)

Credit Manager

Veena Supersad, ACCA (Fin. Mgmt.)

Investment Banking

Head, Investment Banking

Ray Klien, BA (Fin.), MBA


Sean Reid, MSc (Int’l Fin.), BSc (Econ. and Fin.)

Branch Sales Manager

Arima/ Shops of Arima

Ann Marie Phillips, AAS, IBAF, Dip. (Business Mgmt.)

Centre City, Chaguanas

Petal Ramdass, BSc (Info. Sys. and Mgmt.)

Cipero Street

Fazeeda Salamat, Dip. (Business Mgmt.)

Couva, Atlantic Plaza

Diantee Narinesingh, Acting Branch Sales Manager

Diego Martin/Glencoe

Simone Anthony, Dip. (Business Mgmt.)

Ellerslie Court

Nadine Riley, BSc (Bkg. and Fin.)


Lystra Boodram-Nowrang, BSc (2nd Hons) (Mgmt.), Dip (Bus. Mgmt.), CertFA, AAT

Gulf View

Keithan Weston, AIBAF, Dip. (Business Mgmt.)

Harris Promenade

Sonita Hosein

High Street

Robert Seetaram

Independence Square

Geeta Harricharan, Dip. (Bkg.), BSc (Bkg. and Fin.), IMIS

Long Circular Mall

Olivia Williams, MSc (Int’l Fin.) BSc (Bkg. and Fin.)


Michelle Namsoo


Mukesh Harrikissoon, Dip. (Business Mgmt.) Dip. Law, Cert. (Bkg.)

Park Street/Hilton

Charmaine Ramsubhag-Baball, Dip. (Business Mgmt.)


Nerissa Doodhai-Ramdeen, MBA

Point Fortin

Verlene Browne, ACCA, BSc (Mgmt.), MSc (Strategic Leadership Mgmt.)

Princes Town (Designate)

Cheryl Harrilal, Dip. (Bkg. Mgmt.), MBA

Promenade Centre

Michelle Persad-Marquez

Rio Claro

Harold Ramdeo

Sangre Grande (Acting)

Rakesh Sinanan

San Juan Lending Centre, San Juan

Damian Barnes, BSc (Mgmt.)


Hayden Joseph, Cert. (Fin. Mgmt.)

South Park

Ralph Ragoonanan, MBA, AS (Business Mgmt.), Dip. (Bkg.)

Tragarete Road

Annmarie Frederick-Phillip, Cert. (HR Mgmt.), Dip. (Business Mgmt.)


Dana Mungal, MBA, BA (2nd Class Hons) (Business Mgmt.), Dip (Fin. Mgmt), Dip (Business Mgmt.), Dip (MIS), Hig. Dip. (MIS)

Tunapuna West/East

Nirmala Seetaram-Harrilal, Dip. (Bkg.), (IBAF)

Valpark/ Grand Bazaar

Travis Sammy-Daniel, BSc (Bkg. and Fin.)


Michelle Dindial,


Marcia Mohammed


Joann Solomon, BA (Mgmt.) Adv. Dip. ABE, MBA


Auchenskeoch/Main Street/Crown Point

Area Manager

Auriol Small, BA (Business Mgmt.)

Operations Manager

David Dillon

Go to top