Management Team

Managing Director

Nigel Baptiste, BSc (Hons.)(Econ.), MSc (Econ.), ACIB

Vice President

P. Vic Salickram, FCCA, ACMA, CGMA, CA, CFA, FRM

Vice President

Richard Sammy, BSc (Hons.) (Mgmt. Studies), MBA

Vice President

Karen Yip Chuck, BSc (Hons.) (Econ.), Dip. (Business Mgmt.), MBA, CIA, ACIB

General Manager, Credit Risk Management

Bevon Alvarez, BSc (Hons.) (Mgmt. Studies), MBA (Strategy and Fin.), CFA

General Manager, Wealth Management

John P. Clarke

General Manager, Corporate and Investment Banking

Riah Dass-Mungal, BSc (Acct.), FCCA

Group General Counsel/Corporate Secretary

Kimberly Erriah-Ali, LLB (Hons.), LEC, MBA, ACAMS

General Manager, Group Marketing and Communications

Preston George, BSc (Sociology), LLB, EMBA

General Manager, Head Office

Fidela Haynes, BSc (Acct.), MBA (Fin.), CPA, CAMS-Audit

General Manager, Internal Audit

Hamant Lalla, MBA, Cert. IFRS, FCCA

General Manager, Planning and Financial Control

Marsha Mc Leod-Marshall, FCCA, MSc (Int’l Fin.)

General Manager, Data Governance & Management Unit

Shazard Mohammed, BSc (Hons.) (Econ.), PgDip. (Mktg.), NPS, EMBA

General Manager, IT Consolidation

Marlon Persad, BSc (Computer Studies), MSc (Computer Science), Executive MBA (Dist.), CGEIT, AMLCA

General Manager, Commercial and Retail Banking

Aldrin Ramgoolam, BSc (Computer Science), MBA, Dip. (Business Mgmt.)

General Manager, Group Human Resources

Baldath Ramkissoon, MSc (Dist.) (Fin.), MBA, BSc (Hons.) (Mgmt.)

General Manager, Information Technology Management

Denyse Ramnarine, BSc (Computer Science and Physics), MSc (Telecom.), MBA, P.Grad (Info Tech.), Dip. (Business Mgmt.)

General Manager, Group Treasury

David Robinson, BA (Econ.), CFA, EMBA

General Manager, Shared Services

Carlene Seudat, BSc (Acct. and Business Mgmt.)

General Manager, Group Enterprise Risk

Karen Tom Yew, B.Sc. Management Studies (First Class Hons.), International MBA, Finance (First Class Hons.), LLB (Upper Second Class Hons.)

General Manager, Overseas Operations

Michael Walcott, BSc (Acct. and Fin.)


Manager, Administration

Leslie Thompson, BA (Business Mgmt.)

Branch Support Services


Lorraine Stephens, BA (Hons.) (Business Studies), AMABE Adv. Dip., P.Grad. Dip. Heriot Watt

Centralised Credit Unit

Credit Manager

Gregory Jones, BSc (Acct. and Fin.)

Manager, Collections

Jillian Dyer-Mc Call

Centralised Securites Unit, Shared Services Division


Sheldon Antoine


John Ford, Dip. (Business Mgmt.)

Commercial and Retail Banking

Regional Sales Manager (East/Central/Tobago)

Rhonda Joseph-Walters, Dip. (Bkg.), Dip. (Business Mgmt.)

Regional Sales Manager (North)

Geeta Harricharan, Dip. (Bkg.), BSc (Bkg. and Fin.), IMIS

Regional Sales Manager (South)

Shedley Branche, BSc (Hons.) (Mgmt.), MBA

Manager, Business Applications and Analysis (Acting)

Keisha Boyce-Providence

Manager, Centre for Business Innovation

Tricia Bissoon-Pollard, MBA (Dist.), BA (Hons.)Bus. Mgmt., Cert FA, LCCI, MCBI, Chartered Banker

Creditor's Protection

Finance Manager

Tarin Roberts-Lopez

Economic Intelligence Unit


Garvin Joefield, BSc (Econ. and Mgmt.), MBA

Group Enterprise Risk Management

Manager, Group Enterprise Risk Management

Anita King, BSc (Econ.), MBA

Manager, Enterprise Risk Management Analysis

Rush Ramoutar, BSc (Mgmt. and Fin.), MSc (Mgmt.)

Manager, Head Office

Nicole Mc Farlene-Lucas, MBA, FCCA

Group Marketing And Communications

Senior Manager

Kwame Blanchfield, BA (History and Gov’t.), MBA

Manager, Group Brand Management

Reena Gopaul, BSc (Govt.), MBA , LCCI

Manager, Analytics & Marketing Technology

Miguel Kalloo, BSc (Info. Tech.), MBA

Marketing Manager, Business Segments

Michelle Johnson, ACIM, MCIPR, MACC (Dist.), PG Dip CIPR, B.Soc.Sc. (Management) (Credit)

Marketing Manager, Personal Segments

Damian Cooper, BSc (Business Admin.), CIM, Cert. (Strategic Brand Mgmt.)

Head Office

General Manager

Susan Williams, Dip. (Business Mgmt.), CPAML, CAMS

Manager, Head Office

Kafi Grey, BA (Media and Comm.), Assoc. Degree (Journalism/PR), ICA


Jadgesh Ramjit, BSc (Mgmt). (Econ. and Fin.), MBA, CMA

Manager, Group

Suelan De Sormeaux, BSc (Hons.) (Mgmt. Major) (Fin. Minor), MSc (Mgmt.), Dip. (Business Mgmt.), CAMS AMLCA, CPAML


Amar Ramlogan, BSc (Econ.), MSc (Econ.), MBA

Manager, Head Office

Sharon Lucky-Durbal, BSc (Info. Sys. and Mgmt.), MBA

Manager, Head Office

Nathasha Shakira Smith-Cedeno, BSc (Computer Sc. Mgmt.)

Manager, Head Office

Avalon Muhammad-Lewis

Manager, Head Office

Che Pegus

Assistant Manager (Acting)

Michelle Seecharan, FIBA (AMLCA), (Cert. Fa)

Manager, Business Applications and Analysis

Nisha Ali

Human Resources

Senior Manager, Group Human Resources

André St. Clair, BSc (Mgmt.), MSc (Labour Employment Relations), FCCA, ACCA

Manager, Head Office (Acting)

Lesli Hay

Industrial Relations Manager

Giselle Estrada, MBA

Manager, Talent Acquisition and Workforce Planning

Paula Mottley-Emmanuel, MBA, IBAF, P. Grad. (Business Admin.)

Manager, Learning and Talent Development

Camille Moseley-Joefield, BSc (Mgmt.), MBA, CIM, IBAF

Manager, HRIS

Veena Marin

Manager, Compensation and Benefits

Nadia Williams, Dip. (Business Mgmt.)

Manager, Employee Engagement

Michelle Williams-Brewster, Dip. (Supervisory Mgmt.), Adv. Cert. (HR Mgmt.), CertFA

Manager, Head Office

La Toya George

Internal Audit

Manager, IT Audits

Brian Keshwah, BSc (Computing and Info. Sys.), EMBA, CISA, CISM, AIMIS

Manager, Head Office

Davi Samaroo-Singh, BSc (Econ.), MBA

Manager, Finance Audits

Naseem Ali-Lopez, FCCA

Manager, Commercial and Retail Banking Audits

Kendine Creed-Harry, Dip (Business Mgmt.), ACCA

Manager, Internal Audit

Carol Reece, Dip. (Business Mgmt.)

Manager, Internal Audit, Corporate Audits

Eugene Lee, Dip. (Business Mgmt.)

Manager, Professional Practices, Internal Audit

Ena Dalchan-Mahabir, ACCA, MBA

Legal Services and Corporate Affairs

Senior Manager

Safraz Hussain, LLM (Corporate and Commercial Law), LLB, LEC

Manager, Legal Services

Dyan Wellington, BA (Jurisprudence), MA (Oxon), LEC

Manager, Legal Services

Ashlee Partap, LLB

Manager, Legal Services (Compliance)

Andrea De Matas, LLB, LEC

Group Sustainability Officer

Tisha Marajh, BSc (Hons.) (Environmental Studies), MBA

Loan Delivery Centre


Latisha De Gannes, BSc (Hons.) (Mgmt.), MBA, Dip. (Bkg.)

Manager, Adjudication

Laura-Lee Mouttet, Dip. (Business Mgmt.), CFA

Overseas Operations


Adrian Riley, BSc (Acct.), MBA (Fin.)

Operational Risk

Senior Manager

Jimmy Cedeno, BSc (Mgmt. Studies), EMBA

Manager, Corporate Security

Sherwin Forte, Dip. (Caribbean Forensics and Fin. Fraud Inst.), Arts Foundation Degree

Manager, IT Security

Jillian Sajabi, BSc (2nd Hons.) (Comp. Science), MBA, Adv. Dip and Higher Dip. (Info. Sys.)

Manager, IT Security

Adesh Rampat, Pg.D. (MIS), Pg.D. (Mgmt.), BSc (Electronic Eng.), Cert. Business Law

Manager, Card Fraud Management (Acting)

Annie Mohammed-Hamid

Project Manager

Sabatry Ramnath, BSc (Hons.) (Computing), IMIS

Planning & Financial Control

Senior Manager

Joy Inniss, FCCA, ACCA, MSc (Intl. Fin.)

Manager, Finance

Giselle Alexander, FCCA

Manager, Finance – Group

Kyle Wickham

Finance Manager

Lavern Ramnarine

Manager, Business Performance Management

Joyce Ramkumar, BSc (Info. Sys.), ADMIS, CISA

Manager, Finance Overseas

Janelle Alexander, ACCA


Hannaa Ali, FCCA, ABE

Portfolio Management

Project Manager

Antonia Dickson-Frederick, BSc (Acct.), Dip (Bkg.)


Senior Manager

Petra Babulal-Salim, BSc (Industrial Eng.), MSc Civil (Environ. Sciences)

Project Manager

Marvin Sinanan, BSc (Hons.) (Civil Eng.), MSc (Dist.) (Constr. Mgmt.), MAPETT, MIFMA, FMP, SFP

Manager, Premises

Sheldon Ramkissoon, IMBA (innovation and Entrepreneurship Specialisation), BSc (Proj. Mgmt.), Assoc. (Mechanical Eng. Tech.), NEC Dip. (M.E.T.), PMP

Risk Management

Senior Manager, Risk Management

Carla Kelshall

Manager, Credit Risk, Risk Management

Jason Williams, BA (Hons.) (Business Studies), MBA, Dip. (Business Mgmt.)

Credit Manager, Risk Management

Charlene Madray, ACCA, Int’l Dip. (Computer Studies)

Credit Manager

Beverly Richards, BSc (Mgmt.), Dip. (Bkg.)

Credit Manager, Corporate Business Centre – East

Tanuja Kattick-Ramlogan

Special Projects

Call Centre Upgrade

Project Manager, Call Centre Upgrade Project

Valini Rajballie, ACIB

Credit Card Centre

Senior Manager

Fabian Kubalalsingh, Dip. (Business Mgmt.)

Senior Manager, Strategic Card & Payment Solutions

Brent Cabrera, Dip. (Computer Systems Design), MSc (Strategic Business IT), IMBA, P.Grad (Strategic Business IT)

Manager, Issuing and Acquiring

Julie Williams, CIM, Dip. (Business Mgmt.), Art Foundation Degree (Security and Risk Mgmt.)


Charlotte Sahadeo-Bellemare, BA (French and Spanish), Dip. (Business Mgmt.), Dip. (Mktg.), Dip. (Bkg.)

Manager, Payment Products

Jason Lam, MSc Network Security, BSc (2nd Class Hons.) (Info. System and Mgmt.)

Manager, Finance & Operations (Acting)

Denise Lambert-Granville

Credit Card Processing Systems (Acting), ITMD

Kevin Manohar

Creditor Protection Support Unit


Jihann Miller, BSc (Acturial Science), ASA CERA

Manager, Creditor Protection, Administration and Sales

Jo-Ann Ragoo-Khalawan, MBA, BSc (Mgmt. Studies), Adv. Dip. (Business Admin.), PMP, IMIS

Manager, Digital Solutions

Paula Merritt, BA (Business Admin.)

Manager, Digital Business Automation

Marsha O’Neal, BSc (Sociology and Mgmt. Studies), MBA, Cert. (Proj. Mgmt.)

FOREX, Group Treasury

Senior Manager, Treasury (Acting)

Shane Seepersad

Manager, Foreign Exchange & Dealing

Renee Samuel, Cert. (Bkg.), IBAF

Manager, Forex

Liyana Adams-Crosbie, BSc (Mgmt. Studies) (Hon.) (Upper 2nd Class); NEC Techn. Diploma (Business Mgmt.), Int’l Dip. (Admin. Mgmt.)

Information Technology Management Division

Senior Manager, Technology Advancement

Darryl Headley, BSc (Computing), Assoc. (Computer Science)

Chief Information & Digital Transformation Officer

Johnason Nath, IMIS, BSc (Computing and Info. Sys.), MBA, P.Grad. (Business Admin.)

Manager, Production Support

Adrian Lee,BSc (Computer Science), Assoc. (Applied Science) (Info. Tech.)

Manager, Corporate Activities, Internal Audit

Kurt Dipnarine, MBA, Dip. (Bkg.) CIA

Manager, End User Services

Nigel George, BSc (Computer and Info. Sys.)

Manager, Information Reporting and Data Management

Ron Mollineau, Dip. (Project Mgmt.)

Manager, Technology Deployment

Rehan Mohammed, MSc (Info. Sys. Mgmt.) BSc (Computer and Info Sys.)

Manager, Technology Infrastructure

John Corbin, Dip. (Business Mgmt.)

Manager, Application Support

Haresh Dhanpath, BSc (Computer Science and Mgmt.)

Manager, Overseas IT Operations and Governance

Jaya Ramnanan, BSc (Hons.)(Computing and Info. Sys.), MBA (Dist.), P. Grad Dip. (Info. Sys.)

Manager, Project Execution/IT Governance

Kiran Ramlakhan, BSc (Computer Science and Mgmt.), MSc (Computer Science)

Manager, Content & Integration Systems (Acting)

Nisha Ali

Manager, End User Delivery- TT (Acting)

Rakesh Boodram

Information Technology Consolidation Division

Senior Manager, Technology Consolidation

Neal Motilal, Tech. Dip. (Telecom. Eng.), MBA

Senior Manager, Business Consolidation

Viswarnath Dwarika, MBA, BSc (Hons) (Computing and Info. Sys.)

Manager, Change Management

Urmilla Ramaya-Jacob, Dip (Business Mgmt.)

Manager, Application Support

Lisa Norville, BSc (Computer Science and Mgmt. Studies)

Manager, Quality Assurance

Farah Dixon, BSc (Computing and Info. Sys.)

Manager, Business Consolidation

Laurel Phillip, BSc (Bkg. and Fin.), MSc (Project Mgmt.), PMP

Manager, Technology Deployment

Isa Mohammed, BSc ( Info. Sys. Mgmt.), MBA

Manager, Technology Infrastructure

Regina Radix, BSc (Info. Tech.)

Manager, Project Execution Unit at ITCD

Sasha Ramoutar

Shared Services

Project Manager

Robert Sharpe, Dip. (Business Mgmt.)

Senior Manager

Shanda Whiteman, MBA, Int’l Adv. Dip. (Admin. Mgmt.)


Cleavon Lewis, BSc (Computer and Info Sys.)


Jonelle Salina, BSc (Mgmt. with Psychology), MBA, Dip. (Fin. Mgmt.)

Manager, Contact Centre

Roxanne Maraj

Manager, Electronic Channels Support Services

Stefan Mohan

Manager, Data Processing Services

Karen Verasammy-Abreu

Manager, Operations

Charmaine St. Louis, BSc (1st Class Hons.)(Mgmt.)

Manager, Head Office Shared Services Division

Dexter Henry, BSc (2nd Hons.) (Mgmt. Studies and Econ.), Cert. (Electronic Records Mgmt.)

Trust Services Division

Manager, Trust Services, Operations

Anneleise Thomas-Andrews, BSc (Sociology (Major) HR Mgmt. (Minor)

Manager, Trust Services

Marc Lequay, B.Com. (Hons.) Econ. (Minor), LLB (Hons.), Pg. Dip (Law), STEP Affiliate

Manager, Head Office

Avinash Ramdeen, BSc (Mgmt. Studies and Fin.) MBA (Dist.) (Int’l Fin.)

Assistant Manager, Finance

Selma Webb, FCCA

Manager, Investments, Trust Services Division

Kerron James

Manager, Trust Services Operations, Trust Services Division

Joelle Bannatyne, BSc (Mgmt.), MBA, CBCP, CIRCA, CBCS

Group Business Transformation Division

Manager, Head Office Group Business Transformation Division

Marsha Sanatan-Murray, BSc (Mgmt.), MBA


Lana Ramroop, BSc (Electrical and Computer Eng.), MIEEE


Karen Ann Sturge-Crichlow, BSc (Mgmt.), MSc (Strategic Leadership and Mgmt.), Dip. (Mktg.)

Acting Manager, Business Continuity Planning, Operational Risk Department

Marie Affan

Regional Corporate Manager – East/Central (Acting)

Cheryl Harrilal

Corporate Manager

Ramish Maharaj, Dip. (Business Mgmt.), ACIB, MSc (Fin. and Mgmt.), MBA

Credit Manager (Acting), Corporate Business Centre-East

Shamilla JItta

Corporate Manager, Corporate Business Centre - Central

Avinash Kalladeen

Corporate Manager, Corporate Business Centre - Central (Acting)

Rondell Ramkissoon MBA (Dist.), CAT

Corporate Manager

Claudia Gonzales, BSc (Bkg. and Fin.), MBA

Credit Manager

Grant Dass, Dip. (Business Mgmt.)

Corporate Business Centre - North

Regional Corporate Manager

Nycrisha Belgraves, BSc (Mgmt. Studies), CEFA, MBA

Credit Manager

Nicole Amow, Dip. (Business Mgmt.)

Corporate Manager

Giselle Busby, BSc (Ind. Mgmt.), MBA

Corporate Manager

Sean Reid, MSc (Int’l Fin.), BSc (Econ. and Fin.)

Corporate Manager

Elliot Lezama, Dip. (Business Mgmt.)

Corporate Manager

Lisa Maria Morris, BSc (Econ. with Acct.), MBA

Corporate Manager

Diantee Narinesingh

Credit Manager

Robert Chen, IMBA (Fin.), BBA

Credit Manager

Courtney Toussaint

Corporate Business Centre – South

Regional Corporate Manager

Roopmin Ramkissoon-Ramdeo

Corporate Manager

Ian Leonard, BSc (Hons.) (Mgmt. Studies), Dip. (Bkg.), Dip. (Business Mgmt.)

Corporate Manager

Marsha Lee Wing-Gopaul, Cert. (Bkg.) IBAF, Dip. (Business Mgmt.)

Corporate Manager

Chandradath Sookdeo, BSc (Bkg. and Fin.)

Credit Manager

Veena Supersad, ACCA (Fin. Mgmt.)

Investment Banking

Investment Banking Head, Investment Banking

Michael Mc Quilkin, BSc (Geology), CFA

Acting Manager, Investment Banking Investment Banking Division

Shivanand Sookdeo

Branch Sales Manager

Arima/ Shops of Arima

Olivia Williams, MSc (Int’l Fin.) BSc (Bkg. and Fin.)

Centre City, Chaguanas

Petal Ramdass, BSc (Info. Sys. and Mgmt.)

Cipero Street

Rakesh Sinanan

Atlantic Plaza/ Branch Sales Manager (Acting), Couva

Sharmila Latoo

Diego Martin/Glencoe (Acting)

Andrew Hunte, Dip. (Business Mgmt.)

Ellerslie Court

Lystra Boodram-Nowrang, BSc (2nd Hons.) (Mgmt.), Dip. (Business Mgmt.), Cert FA, AAT


Dana Mungal, MBA (HR), BA (Business Mgmt.), Dip. (Business Mgmt.), ACCA Dip. (Fin. Mgmt.), IMBA (HR Mgmt.), IMIS

Gulf View

Karen Mc Sween, BSc (Bkg. and Fin.), IMBA, Dip. (Fin. Mgmt.)

Harris Promenade

Sonita Hosein, Dip. (Business Mgmt.)

High Street

Verlene Browne

Independence Square

Vydanand Singh, Dip. (Business Mgmt.)

Operations Manager, Independence Square

Maurice Paynter

Credit Manager, Independence Square

Lauren Affonso

Long Circular Mall

Alicia Awai, Dip. (Business Mgmt.)


Keisha Boyce-Providence

Branch Sales Manager, Mayaro

Nalini Rattan

Park Street/Hilton

Somers Julien, BSc (Gov’t and HR), MSc (HR)


Nerissa Doodhai-Ramdeen, MBA

Point Fortin, Branch Sales Manager (Acting)

Michelle Smith

Princes Town

Damien Richards, Adv. Dip. (Business Admin.), BA (Business Mgmt.)

Rio Claro

Harold Ramdeo, Dip. (Business Mgmt.)

Branch Sales Manager (Acting), Sangre Grande

Jousha Pantin

San Juan

Damian Barnes, BSc (Mgmt.)


Hayden Joseph, Cert. (Fin. Mgmt.), Dip. (Business Mgmt.)

South Park

Nyla Persad-Muradali

Tragarete Road

Candice Aqui


Caroline Corke-Cato


Nirmala Seetaram-Harrilal, ACCA Dip. (Fin. Mgmt.)


Michelle Dindial, BSc (1st Hons.) (Bkg. and Fin.), Dip. (Bkg.)

Valpark/ Grand Bazaar

Travis Sammy-Daniel, BSc (Bkg. and Fin.)

Acting Branch Sales Manager, Westmall

Candice Aqui


Joann Solomon, BA (Business Mgmt.), MBA, Adv. Dip. (ABE)


Auchenskeoch/Main Street/Crown Point

Area Manager

Auriol Small, BA (Business Mgmt.)

Operations Manager

David Dillon, Dip (Business Mgmt.)

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