Republic Bank / AAdvantage® Visa Infinite Credit Card

RB AAdvantage

Dream, Explore, Discover…

The ease and joy of traveling is second to none with a Republic Bank / AAdvantage® Visa Infinite Credit Card. From exclusive airport lounges, hotels and events, to access to over 1,000 destinations worldwide via the largest Travel Rewards Programme in the world, no other card opens up the world to you like this one.

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:
  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

You get up to 50 days INTEREST-FREE CREDIT, once your outstanding balance is repaid in by the payment due date, depending on the date of purchase.

Dedicated Customer Service Hotline after hours, weekends and holidays, a dedicated Customer Service hotline ensures you have access to personalised service 24 hours a day, 365 days a year. Call 1-868-627-6000.

BalanceCover provides credit card balance coverage for your credit card outstanding balance and repays or reduces your credit card debt in case of death or disability.

How it works

  • No occupational limits
  • No medical exams
  • All official cardholders on the same account are covered for the cost of one

Key Benefits

  • Coverage from 18-70years
  • Premiums minimal, $4.40 per $1,000
  • $25,000 lump sum payment in the event of accidental death

Death Benefit
Each insured cardholder shall be insured for the amount equal to the total amount outstanding on his/her credit card at the date of death.

Accidental Death Benefit
In the event of accidental death, an additional amount of $25,000 will be paid to the insured cardholder's estate.

For more information on the terms and conditions and how to enrol, call 627-3348 or come into any of our branches.

  • Get 7,500 AAdvantage miles* when you spend US$ 5,000 (or its equivalent in TT$ and/or US$ and TT$ combined) and over in the first 3 months
  • Automatic Enrollment as a member of the AAdvantage® program, earn miles when you use your Republic Bank / AAdvantage Visa infinite Credit Card for purchases as well as when fly on American, oneworld® and other participating airlines, as well as over 1,000 partners. Use your miles for: flights to nearly 1,000 destination worldwide including Europe, upgrades, vacations, car rentals and hotels as well as other retail products
  • Earn 1 AAdvantage® mile for every US$1.00/TT$7.00 you spend on purchases worldwide
  • No cap on the number of miles you can earn
  • AAdvantage® miles do not expire provided that once every 18 months you earn or redeem miles with American Airlines or an AAdvantage participant, so using your Republic Bank / AAdvantage Visa Infinite Credit Card regularly is the best way to keep your AAdvantage account active
  • Republic Bank / AAdvantage® Visa Infinite Credit Card cardholders enjoy exclusive lower rates when redeeming miles on car rentals and hotel stays at more than 10,000 locations in over 320 destinations worldwide
*Applicable to New Republic Bank / AAdvantage Credit cardholders.

Your Republic Bank / AAdvantage® Visa Infinite Credit Card entitles you to free enrollment in the Priority Pass Programme.

Priority Pass is the world’s largest independent airport lounge access programme with lounges in airports in each region of the globe.

You will be provided with a website for enrolment and will be eligible for 2 free visits every 12 months based on date the issuance of the card.

Once you enroll, you will have access to over 900 participating airport lounges worldwide.

Enjoy:
  • The chance to relax in over 900 airports VIP lounges in 400 cities around the world, whether they are traveling for work or for pleasure.
  • A quiet and comfortable place to wait for flights, with complimentary refreshments and snacks.
  • All the facilities required to do vital business – with most lounges offering free Internet connectivity state-of-the-art conference spaces.
  • The opportunity to entertain colleagues, clients and guests.
  • The flexibility to choose the airline and class of travel that suits their schedule and budget – with the peace of mind that they won’t forfeit lounge access as a Republic Bank / AAdvantage® Visa Infinite Cardholder you will have access to over 900 airport lounges worldwide in over 400 cities.

For more details download our online brochure or visit – www.prioritypass.com

International Emergency Medical Services (IEMS)
The IEMS benefit covers the following:
Medical Assistance Services
  1. Emergency medical expenses, which are incurred for treating an accident or medical emergency;
  2. Emergency dental treatment expense, which arises from an accidental injury to healthy and natural teeth;
  3. Prescription expenses, prescribed by a licenced physician, which are incurred for treating an accident or medical emergency* that is covered under IEMS.
Transportation and Accommodation Services
  1. Emergency medical evacuation;
  2. Repatriation of mortal remains;
  3. Repatriation of beneficiary;
  4. Early return or extended stay;
  5. Return of an elderly dependent or economic dependent;
  6. Convalescence;
  7. Companion to bedside.

Please be aware that the benefit amounts for the IEMS are different and that there are restrictions of services and benefits related to international sanctions laws before planning your trip. If you have any questions as to the availability of services prior to your trip, please contact us at our customer center telephone numbers 1-800-396 9665 (USA and Canada), and 1-303-967-1098 (other countries). Calls can always be made by collect call.

*Emergency as described above.

Republic Bank / AAdvantage® Visa Infinite Cardholders who purchase the full cost of their international tickets with their card are eligible for this benefit. Conditions are only valid for an eligible trip for up to sixty (60) consecutive days from the departure of country of residence or country of card issuance of such eligible trip.

For more details visit - www.visa-infinite.com

Republic Bank / AAdvantage® Visa Infinite cardholders get auto rental Insurance at no additional cost each time they rent an automobile using their Republic Bank / AAdvantage® Visa Infinite card. The cardholder must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the auto rental company. Coverage is offered by Chartis AIG and covers Republic Bank / AAdvantage® Visa Infinite cardholders up to the actual cash value of the vehicle, the cost of repairs or replacement value of the rental vehicle while said vehicle is in the cardholder’s possession.

The following specific costs are included in the policy:

  • Damage due to collision
  • Theft of vehicle and related charges
  • Malicious vandalism charges
  • Loss due to accidental fire as long as the liability rests with the cardholder

To be eligible for this insurance coverage:

  • Republic Bank / AAdvantage® Visa Infinite Credit Cardholders must reserve and pay for the entire cost of the auto rental with their Republic Bank / AAdvantage® Visa Infinite Credit Card
  • All drivers authorised to operate the rental vehicle in accordance with the rental car agreement should be covered.
  • No person other than the cardholder or other authorised drivers shall have any legal or equitable right, remedy, or claims of insurance proceeds and/or damages under or arising out of this coverage.

If you are unable to decline the auto rental company coverage, the coverage will be “secondary” to the auto rental company coverage and will be responsible for any gap between the auto rental company coverage and the damages for which you are responsible.

For more detailed information visit www.visa-infinite.com

Republic Bank / AAdvantage® Visa Infinite cardholders, their spouses and dependant children under 23 years of age with this benefit will be automatically covered worldwide against accidental bodily injuries, which are the sole cause of loss of life or dismemberment while traveling, boarding or descending from an aircraft operated by a scheduled airline* licensed to carry passengers for hire on a regularly scheduled flight, or a maritime or land conveyance operated by a licensed common carrier duly authorized to transport passengers, provided the full travel fare has been paid with the cardholder’s valid Republic Bank / AAdvantage® Visa Infinite Credit Card.

* “Scheduled Airline” means an airline listed in the Official Airline Guide or ABC World Airways Guide where the air carrier holds a certificate, licence,or similar authorization for scheduled air transportation issued by the relevant authorities of the country in which the aircraft is registered, and in accordance with such authorization, maintains and publishes schedules and tariffs for passenger service between named airports at regular and specific times.

For more detailed information visit www.visa-infinite.com

Visa Price Protection programme helps Republic Bank / AAdvantage® Visa Infinite Credit Cardholders get the best price you can find on most products you buy with your Republic Bank / AAdvantage® Visa Infinite Credit Card with this benefit. Simply pay for the entire cost of the product with your eligible card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, VISA will refund you the difference, up to US$4,000 per account per twelve month period.

*Same market is defined as same country and within 100 kilometers of point of purchase. For the US, it will mean the 48 contiguous states. Alaska,Hawaii and other US territories will be treated separately.

For more details visit - www.visa-infinite.com

As Republic Bank / AAdvantage® Visa Infinite cardholder with this benefit you have Extended Warranty protection which doubles the free repair period under the original manufacturer’s written repair warranty or store warranty up to one additional year on eligible products with manufactures warranties of three months or more, or three years or less. The item must be purchased entirely with your Republic Bank / AAdvantage® Visa Infinite Credit Card.

For more details visit - www.visa-infinite.com

As a Republic Bank / AAdvantage® Visa Infinite cardholder, you, your spouse and children (dependents under 23 years of age) will each be automatically insured up to a maximum amount each for reasonable, unavoidable expenses incurred for emergency replacement of essential items during an insured trip if during said insured trip the carrier delays delivery of your baggage, misdirects it, or temporarily loses it for over four hours, or if delivery of baggage is delayed as a result of the carrier’s financial default.

The insured must be a ticketed passenger on an aircraft operated by a scheduled airline and the full fare must be charged to your Republic Bank / AAdvantage® Visa Infinite Credit Card.

For more details visit - www.visa-infinite.com

As Republic BanK / AAdvantage® Visa Infinite cardholder with this benefit, you, your spouse and your children (dependents under 23 years of age) will each be insured automatically for any baggage that is lost due to theft or misdirection while in the care, custody and control of a common carrier, licensed for transport of passengers for hire. The insured must be a ticketed passenger on the common carrier and the full travel fare must be charged to your Republic Bank / AAdvantage® Visa Infinite Credit Card. All claims need to be verified by the common Carrier.

For more details visit - www.visa-infinite.com

As Republic Bank / AAdvantage® Visa Infinite cardholder with this benefit, you, your spouse and your children (dependents under 23 years of age) will each be insured automatically up to US$300 for reasonable and additional expenses actually and necessarily incurred net of recovery, to which the insured may be entitled from a common carrier, to enable the insured to use alternative scheduled public transport services and arrive at the insured’s destination on time, if due to any unforeseeable circumstances outside of the insured’s control, the insured missed his/her transport connection and is unable to arrive at his/her final destination by the time originally intended.

The insured must be a ticketed passenger on an aircraft operated by a scheduled airline and the full fare must be charged to your Republic Bank / AAdvantage® Visa Infinite Credit Card.

For more details visit - www.visa-infinite.com

As a Republic Bank / AAdvantage® Visa Infinite Credit Cardholder with this benefit, you, your spouse and your dependent children under 23 years of age, will each be insured automatically up to the benefit amount for reasonable expenses if your covered trip is delayed for more than four hours which is caused by a covered hazard provided the full travel fare has been charged to your Republic Bank / AAdvantage® Visa Infinite Credit Card.

Coverage is in excess of any other applicable insurance.

For more details visit - www.visa-infinite.com

As an Republic Bank / AAdvantage® Visa Infinite Credit Cardholder with this benefit, you, your spouse, and your children (dependents under 23 years of age) will each be insured automatically up to US$50,000 against accidental bodily injuries that are the sole cause of death or dismemberment arising from an accident that occurs during an insured journey.

All the following criteria is mandatory for the trip to be considered an insured journey:
  • The full travel fare has been purchased with a valid Republic Bank / AAdvantage Visa Infinite Credit Card
  • Travel is more than 150 kilometres from the eligible person’s permanent place of residence.
  • The maximum duration of any one trip is no more than 60 days.

The coverage of an insured journey begins when the eligible customers disembark from the common carrier at the destination of their insured journey (as designated on their ticket) and ends when they board the common carrier for departure (as designated on the return portion of your ticket). This insurance does not provide common carrier coverage during travel to and from an insured journey. This coverage is meant to complement and not duplicate the common carrier coverage.

For more detailed information visit www.visa-infinite.com

With this coverage you can benefit from the security and safety offered through Visa Purchase Protection, an insurance programme. If something you bought with your Republic Bank / AAdvantage® Visa Infinite Credit Card is damaged or stolen within 45 days of purchase, chances are you’re protected.

Most new purchases are covered against theft or damage for a full 45 days from the date of purchase. Coverage is limited to US$10,000 per event and up to US$20,000 per cardholder account per 12 month period.

For more detailed information visit www.visa-infinite.com

With this benefit, you, your spouse and your children (dependents under 23 years of age) will be each insured automatically up to the benefit amount for travel and/or accommodation expenses for which you have paid in advance with your Republic Bank / AAdvantage® Visa Infinite Credit Card and for which you are legally liable and which are not recoverable from any other source if a covered trip is cancelled between the date of payment of travel and/or accommodation expenses and the date of commencement of the covered trip, in the event of:

  • Serious injury, serious illness, or unexpected death, of you, your travelling companion or immediate family member
  • If your place of residence or business has been rendered uninhabitable for 10 days or less prior to your trip as a result of accidental damage
  • If your presence is being required by the police following:burglary or an attempt thereat your place of residence or business. A trip is considered insured if the full travel fare has been purchased with a valid and active Republic Bank / AAdvantage® Visa Infinite Credit Card.

Pre-existing conditions are not covered. Coverage is in excess of any other valid and collectible insurance.

For more detailed information visit www.visa-infinite.com

The travel assistance service will make a wide range of services available to cardholders who are over 100 miles from their home, except in the case of pre-trip assistance. This service is provided around the clock, 365 days a year. It can be accessed by calling 1-868-627-6000 or through the following telephone numbers: 1-800-396-9665 (USA and Canada) and 1-303-967-1098 (other countries) and can always be made by collect call.

  • Assistance prior to travel provides information about destinations, ATM location, exchange rates, passport, Visa requirements, health requirements and immunizations.
  • Assistance during travel:
    • Medical assistance: information about and access to physicians, dentists, local hospitals and others.
    • Emergency legal assistance: referrals to attorneys, embassies and consulates in case cardholder is arrested, involved in a car accident or needs legal counselling.
    • Urgent ticket replacement: arrange for a ticket replacement, delivery of new ticket or refund for lost ticket.
    • Emergency message services: available 24 hours to receive and send urgent messages.
    • Lost baggage assistance: this service will assist the cardholder in coordinating with the airline all necessary arrangements to track the lost baggage.
    • Emergency transportation assistance: in a medical emergency, will assist cardholder in making necessary arrangements for the emergency transportation to his home or the nearest medical centre.
    • In case of death, will make arrangements for the return of his remains back to his country. Cardholder will be responsible for all costs.
    • Prescriptions: will assist in the purchase of prescribed medicines.
    • Delivery of valuable documents assistance: will help replace documents for cardholder at cardholder’s expense.

For more detailed information visit www.visa-infinite.com

  • The Visa Concierge service is available 24 hours per day, 365 days per year, to help cardholders to send gifts, purchase tickets and tours, rent vehicles, make reservations for theatre plays or provide any other information or assistance that cardholders may need, anywhere in the world.
  • The cardholder will be responsible for all costs and expenses related to cardholder’s Concierge request.
  • Concierge specialists will seek cardholder’s authorisation prior to arranging a service; in some instances written authorisation may be required.

For more detailed information visit www.visa-infinite.com

  • Visa Luxury Hotel Collection is comprised of some of the world’s most intriguing and prestigious properties, a hand-selected portfolio developed exclusively for Visa Platinum, Visa Signature, and Visa Infinite cardholders. Gathered together by Visa invitation and appraised annually, all properties, from boutique gems to world-famous hotels, provide guests an exclusive, unique collection of benefits, specially designed to offer an unparalleled experience.
  • Exclusive benefits
    Visa Luxury Hotel Collection offers cardholders the most complete benefit program for the world’s best hotels:
    • The best available rate
    • Automatic room upgrade upon arrival, when available
    • Complimentary continental breakfast
    • 3pm check-out, when available
    • VIP Guest status
    • US$25.00 food or beverage voucher
    • Free in-room Internet

For more detailed information visit www.visa-infinite.com

Click here to download brochure. [PDF]

HERTZ # 1 Club Gold

Free Life time membership in Hertz #1 Club Gold which saves you US$60.00

Hertz Discounts*

Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special discount code and that bookings are made through Lazzari & Sampson.


COLFIRE Discounts

Discount is applicable once the individual is paying with his/her Republic Bank International Credit Card for their full annual premium with COLFIRE and that the Cardholder is also the Insured.

  • Get 20% discount when you pay with your Republic Bank Credit Card.
  • 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
  • The cardholder’s name must match the name on the insurance policy.
  • The discount is facilitated if the payment is made through a COLFIRE Branch.
  • Discount is applicable to private vehicle insurances.

Please note however, that COLFIRE policyholders are entitled to their Safe Driver Discount (NCD) and any other three (3) discounts they qualify for (Republic Bank Credit Card discount included). For more information call: 800-QUOTE.


AEROPOST Discounts

Exclusive Offer to Republic Bank Credit Cardholders

  • US$3.00 Flat Rate (per pound)
  • US$1.95 per pound (packages 35lbs and up)
  • 24/7 Online Tracking
  • Free Delivery (visit www.areopost.com/rbl for more information)
  • Free Smartphone App
  • Free Returns
To sign up visit www.areopost.com/rbl
Massy United Insurance

Get up to 45% Discount from Massy United Insurance

  • 25% Republic Bank Credit Card Discount (client must pay premium with their Republic Bank International Credit Card)
  • 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
  • Free Special Perils
  • Free United Assist (Roadside Assistance)
  • $3,000 free Windscreen cover (ALL private vehicles – New and Roll On Roll Off)
  • Free Hospitalisation Benefit
  • Limits of Liability – Twice legislative requirements
  • Private Rates for Private Use “T” Vehicles
  • Free Loss of Use in the First Year
  • No Claim Discount*

For more information, contact Massy United Insurance at
Tele: 625-0538/0317, 627-7530/7115
Email: Trinidad@massyunitedinsurance.com

*Subject to customary Underwiting Guidelines
Type of credit card Annual membership fee for main applicant Annual membership fee for co-applicant Card replacement fee lost/stolen /damaged
Republic Bank International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International MasterCard Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank / TSTT International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International Visa Gold Credit Card US$34.50 US$23.00 US$5.75
Republic Bank / AAdvantage Standard Credit Card US$50.00 US$34.00 US$28.00
Republic Bank / AAdvantage Gold Credit Card US$60.00 US$40.00 US$28.00
Republic Bank / AAdvantage Visa Infinite Credit Card US$150 No charge US$50.00
Republic Bank International Platinum MasterCard Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Platinum Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Signature Credit Card US$100 No charge US$30.00
Interest rate 2% per Month
Over limit Fee* 5% of the amount in excess minimum US$10.00
Past due fee US$8.00 / TT$52.00
Cash advance fee 3 % of amount advanced

*This fee does not apply to Republic Bank International Visa Signature Credit Card

No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

Other fees associated with credit cards are available upon request.

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

Copies of two (2) forms of valid photographic identification - Passport, National Identification card or Driver's Permit (if it is expired, it is not valid)
Salaried – Job letter (original- not older than 3 months) and copy of pay slip (not older than 3 month)
Self employed - up to date financial statements

  • Up to date Audited Financial statements (for the last 3 years) for the business or Management accounts (for the last 3 years) for the business
  • Statement of Affairs Form
  • Income and Expenditure Form
Copy of a utility bill in the applicant's name(not older than 3 months). Where the utility bill is not in the customer’s name, the customer can submit the lease agreement, where available, or a letter from the landlord/owner/parent addressed to the Bank confirming residency of the applicant.


Click here to download Conditions of Use

As at 10th January 2017, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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