Republic Bank AAdvantage Mastercard

RB AAdvantage

Now you can be part of the American Airlines AAdvantage® Travel Awards Programme. Earn unlimited AAdvantage miles plus get all the benefits of an International MasterCard! Republic Bank brings you a world of choices!

Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:

  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

  • Get up to 2,500 enrolment miles upon approval
  • Earn 1 AAdvantage® mile for every US$1.00/TT$7.00 you spend on purchases worldwide
  • No cap on the number if miles you can earn
  • AAdvantage miles do not expire provided that once every 18 months you earn or redeem miles with American Airlines or an AAdvantage participant. So using your Republic Bank/AAdvantage MasterCard Credit Card regularly, is the best way to keep your AAdvantage account active
  • Automatic enrolment in American Airlines AAdvantage® Programme
  • Republic Bank/AAdvantage MasterCard Credit Card cardholders enjoy exclusive lower rates when redeeming miles on car rentals and hotel stays at more than 10,000 locations in over 320 destinations worldwide
  • Cardholders earn destination miles, every time they fly American Airlines/American Eagle or any of the 20 partner airlines or patronise thousands of merchants across the globe including hotels, car rentals companies and restaurants.
  • Combine the miles you earn from flying with American Airlines and over 20 partner airlines and participating hotels and restaurants with those you earn with your Republic Bank/AAdvantage MasterCard Credit Card and fly faster
  • Access to exclusive discounts and promotions

You get up to 50 days INTEREST-FREE CREDIT, once your outstanding balance is repaid in by the payment due date, depending on the date of purchase.

BalanceCover provides credit card balance coverage for your credit card outstanding balance and repays or reduces your credit card debt in case of death or disability.

      How it works
  • No occupational limits
  • No medical exams
  • All official cardholders on the same account are covered for the cost of one

     Key Benefits
  • Coverage from 18-70years
  • Premiums minimal, $4.40 per $1,000
  • $25,000 lump sum payment in the event of accidental death

Death benefit
Each insured cardholder shall be insured for the amount equal to the total amount outstanding on his/her credit card at the date of death.

Accidental Death benefit
In the event of accidental death, an additional amount of $25,000 will be paid to the insured cardholder's estate.

For more information on the terms and conditions and how to enrol, call 627 3348 or come into any of our branches.

MasterTravel Insurance *
Standard MasterCard™ cardholders, their spouse/domestic partner and dependent children can benefit from comprehensive travel accident insurance coverage offered through MasterTravel™.


Who Is Covered:
Republic Bank International MasterCard Credit Card cardholders, the cardholder's spouse/domestic partner, infants and dependent children, whether travelling together or separately.


To Get Coverage:
Coverage is provided automatically when the entire cost of the common carrier passenger fare has been charged to your eligible Republic Bank International MasterCard Credit Card and/or has been acquired with points earned by an eligible Rewards Programme associated with your card (i.e. mileage points for travel). In order to be eligible for coverage cardholder must pay all associated taxes, shipping & handling fees and any other required fees to your eligible Republic Bank International MasterCard Credit Card.


The Kind of Coverage you Receive:
MasterTravel provides Common Carrier Travel Accident Insurance coverage against Accidental Death, Dismemberment (including loss of sight, speech & hearing) or Paralysis, while traveling on a Common Carrier if tickets are purchased with your card.

  • The maximum Principal Benefit provided for Covered Trips on a Common Carrier is up to USD† 75,000 per person.
  • Infants, as defined in the key terms and definitions section, are covered with a benefit of 25% of maximum Principal Benefit with a limit of USD† 50,000 where local regulations allow.
  • A trip commences when the Insured Person boards a Common Carrier for the purpose of going on such trip and continues until such time as the Insured Person alights (departs) from the Common Carrier.

What Are The Benefits – Common Carrier Travel Accident:
Coverage is provided for accidental death, paralysis and dismemberment(s) including loss of sight, speech, hearing while riding as a passenger in or on, boarding or alighting from a common carrier.

  • The maximum principal benefit amount provided is US$250,000 per person.
  • The benefit for infants * is 25% of the maximum principal benefit with a limit of US$50,000, where local
    regulations allow.
  • In the event of an accidental death while on a covered trip, you and your eligible family members can receive the maximum principal benefit amount. For a covered loss with common carrier travel accident only, benefits are provided as a percentage of the maximum principal benefit amount per the *Schedule of Losses.

*Special conditions apply. For more information on this benefit contact us at 627 3348

To file a claim or for more information on any of these services, call 1-800-MC-ASSIST or the specific MasterCard Global Service™ toll-free number for your country, or call collect to the United States at 1-636-722-7111.


What do I need to be eligible?
You must possess a valid and active Republic Bank /AAdvantage MasterCard Credit Card and use it to purchase the entire travel fare(s).

24/7 toll free assistance with emergency card replacement, emergency cash replacement and lost /stolen card reporting ,call 1-800-MC-ASSIST or the specific MasterCard Global Service™ toll-free number for your country, or call collect to the United States at 1-636-722-7111.

Call Republic Bank Customer Service Department at 627 3348.

American Airlines reserves the right to change the AAdvantage® programme and its terms and conditions at any time without notice, and to end the AAdvantage® programme with six months’ notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. American Airlines is not responsible for products or services offered by other participating companies. For complete AAdvantage® programme details, visit www.aa.com/aadvantage. AmericanAirlines and AAdvantage are registered trademarks of American Airlines, Inc.

Hertz Discounts*

Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special discount code and that bookings are made through Lazzari & Sampson at 627 9201/1945.


COLFIRE Discounts

Discount is applicable once the individual is paying with his/her Republic Bank International Credit Card for their full annual premium with COLFIRE and that the Cardholder is also the Insured.

  • Get 20% discount when you pay with your Republic Bank Credit Card.
  • 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
  • The cardholder’s name must match the name on the insurance policy.
  • The discount is facilitated if the payment is made through a COLFIRE Branch.
  • Discount is applicable to private vehicle insurances.

Please note however, that COLFIRE policyholders are entitled to their Safe Driver Discount (NCD) and any other three (3) discounts they qualify for (Republic Bank Credit Card discount included). For more information call: 800-QUOTE.


AEROPOST Discounts

Exclusive Offer to Republic Bank Credit Cardholders

  • US$3.00 Flat Rate (per pound)
  • US$1.95 per pound (packages 35lbs and up)
  • 24/7 Online Tracking
  • Free Delivery (visit www.areopost.com/rbl for more information)
  • Free Smartphone App
  • Free Returns
To sign up visit www.areopost.com/rbl
Massy United Insurance

Get up to 45% Discount from Massy United Insurance

  • 25% Republic Bank Credit Card Discount (client must pay premium with their Republic Bank International Credit Card)
  • 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
  • Free Special Perils
  • Free United Assist (Roadside Assistance)
  • $3,000 free Windscreen cover (ALL private vehicles – New and Roll On Roll Off)
  • Free Hospitalisation Benefit
  • Limits of Liability – Twice legislative requirements
  • Private Rates for Private Use “T” Vehicles
  • Free Loss of Use in the First Year
  • No Claim Discount*

For more information, contact Massy United Insurance at
Tele: 625-0538/0317, 627-7530/7115
Email: Trinidad@massyunitedinsurance.com

*Subject to customary Underwiting Guidelines
Type of credit card Annual membership fee for main applicant Annual membership fee for co-applicant Card replacement fee lost/stolen /damaged
Republic Bank International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International MasterCard Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank / TSTT International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International Visa Gold Credit Card US$34.50 US$23.00 US$5.75
Republic Bank / AAdvantage Standard Credit Card US$50.00 US$34.00 US$28.00
Republic Bank / AAdvantage Gold Credit Card US$60.00 US$40.00 US$28.00
Republic Bank / AAdvantage Visa Infinite Credit Card US$150 No charge US$50.00
Republic Bank International Platinum MasterCard Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Platinum Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Signature Credit Card US$100 No charge US$30.00
Interest rate 2% per Month
Over limit Fee* 5% of the amount in excess minimum US$10.00
Past due fee US$8.00 / TT$52.00
Cash advance fee 3 % of amount advanced

*This fee does not apply to Republic Bank International Visa Signature Credit Card

No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

Other fees associated with credit cards are available upon request.

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

Copies of two (2) forms of valid photographic identification - Passport, National Identification card or Driver's Permit (if it is expired, it is not valid)
Salaried – Job letter (original- not older than 3 months) and copy of pay slip (not older than 3 month)
Self employed - up to date financial statements

  • Up to date Audited Financial statements (for the last 3 years) for the business or Management accounts (for the last 3 years) for the business
  • Statement of Affairs Form
  • Income and Expenditure Form
Copy of a utility bill in the applicant's name(not older than 3 months). Where the utility bill is not in the customer’s name, the customer can submit the lease agreement, where available, or a letter from the landlord/owner/parent addressed to the Bank confirming residency of the applicant.


Click here to download Conditions of Use

As at 10th January 2017, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
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