Republic Bank International VISA Platinum Card

Welcome to the exclusive realm of Republic Bank International Visa Platinum cardholders: a realm of limitless possibilities, privileges, rewards and personalised service.

Credit Card Notice
As a result of the ongoing challenge with foreign exchange availability, effective immediately and until further notice, you can only use up to a maximum of US$15,000 or up to your credit limit if your limit is less than US$15,000, per statement cycle. This change does not affect transactions on the TT$ side of your account.


Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.

Chip and PIN technology has many benefits:
  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.

You can earn Bonus Points every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card, the more Bonus Points you accumulate and the more Bonus Points you have, the more you save!

Get the flexibility to redeem your Bonus Points for travel on any airline at any time or for rebates and discounts at over 400 merchant outlets for: furniture & appliances, medical assistance & supplies, gym membership, warehouse shopping, utilities, department stores, shoe stores, jewellery, gifts, perfumeries, restaurants and much more!

Get one (1) Bonus Point for every TT$50/US$15 spent. Plus, Republic Bank Bonus Points are valid for three (3) years!

You can get up to 50 days INTEREST-FREE CREDIT, if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

Republic Bank Visa Platinum cardholders, their spouses and dependant children under 23 years of age with this benefit will be automatically covered worldwide against accidental bodily injuries, which are the sole cause of loss of life or dismemberment while traveling, boarding or descending from an aircraft operated by a scheduled airline* licensed to carry passengers for hire on a regularly scheduled flight, or a maritime or land conveyance operated by a licensed common carrier duly authorized to transport passengers, provided the full travel fare has been paid with the cardholder’s valid Republic Bank Visa platinum Credit Card.

* “Scheduled Airline” means an airline listed in the Official Airline Guide or ABC World Airways Guide where the air carrier holds a certificate, licence,or similar authorization for scheduled air transportation issued by the relevant authorities of the country in which the aircraft is registered, and in accordance with such authorization, maintains and publishes schedules and tariffs for passenger service between named airports at regular and specific times.

For more detailed information visit www.visa-platinum.com

Republic Bank Visa Platinum Credit Card cardholders get auto rental Insurance at no additional cost each time they rent an automobile using their Republic Bank Visa Platinum Credit Card card. The cardholder must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the auto rental company. Coverage is offered by Chartis AIG and covers Republic Bank Visa Platinum Credit Card cardholders up to the actual cash value of the vehicle, the cost of repairs or replacement value of the rental vehicle while said vehicle is in the cardholder’s possession.

The following specific costs are included in the policy:

  • Damage due to collision
  • Theft of vehicle and related charges
  • Malicious vandalism charges
  • Loss due to accidental fire as long as the liability rests with the cardholder

To be eligible for this insurance coverage:

  • Republic Bank Visa Platinum Credit Card Credit Cardholders must reserve and pay for the entire cost of the auto rental with their Republic Bank Visa Platinum Credit Card Credit Card
  • All drivers authorised to operate the rental vehicle in accordance with the rental car agreement should be covered.
  • No person other than the cardholder or other authorised drivers shall have any legal or equitable right, remedy, or claims of insurance proceeds and/or damages under or arising out of this coverage.

If you are unable to decline the auto rental company coverage, the coverage will be “secondary” to the auto rental company coverage and will be responsible for any gap between the auto rental company coverage and the damages for which you are responsible.

For more detailed information visit www.visa-platinum.com

International Emergency Medical Services (IEMS)
The IEMS benefit covers the following:
Medical Assistance Services
  1. Emergency medical expenses, which are incurred for treating an accident or medical emergency;
  2. Emergency dental treatment expense, which arises from an accidental injury to healthy and natural teeth;
  3. Prescription expenses, prescribed by a licenced physician, which are incurred for treating an accident or medical emergency* that is covered under IEMS.
Transportation and Accommodation Services
  1. Emergency medical evacuation;
  2. Repatriation of mortal remains;
  3. Repatriation of beneficiary;
  4. Early return or extended stay;
  5. Return of an elderly dependent or economic dependent;
  6. Convalescence;
  7. Companion to bedside.

Please be aware that the benefit amounts for the IEMS are different and that there are restrictions of services and benefits related to international sanctions laws before planning your trip. If you have any questions as to the availability of services prior to your trip, please contact us at our customer center telephone numbers 1-800-396 9665 (USA and Canada), and 1-303-967-1098 (other countries). Calls can always be made by collect call.

*Emergency as described above.

Republic Bank Visa Platinum Cardholders who purchase the full cost of their international tickets with their card are eligible for this benefit. Conditions are only valid for an eligible trip for up to sixty (60) consecutive days from the departure of country of residence or country of card issuance of such eligible trip.

For more details visit - www.visa-platinum.com

Visa Luxury Hotel Collection, a hand-selected portfolio developed exclusively for Visa Platinum, Visa Signature and Visa Infinite cardholders, comprises some of the world's most intriguing and prestigious properties. Gathered together by Visa invitation and appraised annually, all properties, from boutique gems to world-famous hotels, provide guests an exclusive, unique collection of benefits, specially designed to offer an unparallelled experience.

Exclusive Benefits
  • Visa Luxury Hotel Collection offers Republic Bank Visa Platinum cardholders the most complete benefit programme for the world's best hotels:
  • The best available rate
  • Automatic room upgrade upon arrival when available
  • Complimentary continental breakfast
  • 3pm check-out when available
  • VIP guest status
  • $25 food or beverage voucher
  • Free in-room internet or valet parking
  • Personal Concierge Service which provides the cardholder with information and assistance he or she may require when travelling. This is available 24/7, 365 days a year. Services provided include shipping gifts, purchasing tickets, reserving rooms, renting vehicles or obtaining reservations at the best restaurants.

Visa Concierge Service provides you exceptional services for free and in your language so you can save valuable time and money. Use it to confirm flights, reserve a table in the best restaurant of the city or send gifts to the family. Call your Personal Assistant Visa Concierge directly from the phone number shown in the back of your card or call the Visa Platinum Assistance Center.

BalanceCover provides coverage for your credit card balance when you need it most.

You never think it will happen to you, but sometimes misfortune befalls the best of us.

Indeed, that very misfortune can create the Credit Card debt your loved ones may be responsible for afterwards or sometimes the unexpected can occur during a period of high Credit Card usage. That’s why you need BalanceCover.

BalanceCover from Republic Bank is a group coverage plan that covers your Credit Card’s outstanding balance and repays or reduces your Credit Card debt in case of death or disability. BalanceCover is great for everyday peace of mind and to safeguard your family.

BalanceCover Terms & Conditions
Coverage
  • Cardholders between 18 years – 65 years
  • All official cardholders on the same account are covered for the cost of one.
  • Premiums minimal, $4.40 per $1,000
  • Please note that applicants must be less than 65 years of age and the coverage will be automatically terminated when the applicant or any of the co applicants attains the age of 75.

Death Benefit
Each Insured Cardholder shall be covered for an amount equal to the Total Amount Outstanding on his/her Credit Card at the date of death.

Accidental Death Benefit
In the event of Accidental Death, an additional amount of $25,000 will be paid to the Insured Cardholder’s estate.

Disability

Temporary Disability
Temporary Disability shall mean that the Insured Cardholder cannot perform his occupation as a result of accidental bodily injury, sickness or disease. While receiving benefits for Temporary Disability, the Cardholder must present a Medical Certificate every three (3) months.

Total Permanent Disability
Total Permanent Disability shall mean the Insured Cardholder is in a state of total, permanent and irreversible incapacity and is continuously disabled as a result of sickness or injury and is unable to perform in any and every duty of any gainful occupation for which he/she is or may become reasonably qualified by education, training or experience, provided such disability existed continuously for at least six (6) months.

For more information on the terms and conditions and how to enroll, call 627-3348 or come into any of our branches.
You can download the BalanceCover brochure here.

Republic Bank Visa International Platinum Credit Card cardholders with this coverage can benefit from the security and safety offered through Visa Purchase Protection, an insurance programme. If something you bought with your card is damaged or stolen within 45 days of purchase, chances are you’re protected.Most new purchases are covered against theft or damage for a full 45 days from the date of purchase.

For more information visit www.visa-platinum.com

As a Republic Bank Visa International Platinum Credit Card cardholder with this benefit you have Extended Warranty protection which doubles the free repair period under the original manufacturer’s written repair warranty or store warranty up to one additional year on eligible products with manaufacturer’s warranties of three months or more, or three years or less. The item must be purchased entirely with your eligible Visa card.

For more information visit www.visa-platinum.com

HERTZ # 1 Club Gold

Free Life time membership in Hertz #1 Club Gold which saves you US$60.00

Hertz Discounts*

Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special discount code and that bookings are made through Lazzari & Sampson.


COLFIRE Discounts

Discount is applicable once the individual is paying with his/her Republic Bank International Credit Card for their full annual premium with COLFIRE and that the Cardholder is also the Insured.

  • Get 20% discount when you pay with your Republic Bank Credit Card.
  • 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
  • The cardholder’s name must match the name on the insurance policy.
  • The discount is facilitated if the payment is made through a COLFIRE Branch.
  • Discount is applicable to private vehicle insurances.

Please note however, that COLFIRE policyholders are entitled to their Safe Driver Discount (NCD) and any other three (3) discounts they qualify for (Republic Bank Credit Card discount included). For more information call: 800-QUOTE.


AEROPOST Discounts
  • A flat rate of Three United States Dollars and Fifty Cents (US$3.50) per pound for customers in Trinidad. Packages over 35 lbs will have a rate of Three United States Dollars (US$3.00) per pound for customers in Trinidad.
  • A Ten United States Dollars (US$10.00) discount coupon code with minimum purchase of Fifty United States Dollars (US$50.00) contained in the welcome email and valid for sixty (60) days to all new registrations using the landing page www.aeropost.com/republicbank
  • Waived “Service Fee” of US$2.50 per package for the duration of the agreement.
  • Free delivery within Trinidad of packages up to 150 pounds. Customers located in Tobago will be charged an additional flat fee of Five United States Dollars (USD$5.00) as a service charge for transfer of shipments to Tobago
  • No fee for extra delivery attempt
  • Free customers clearance for shipments with a CIF (Cost, Insurance and Freight) value of less than USD$1,000.00
  • Full Internet tracking capabilities
  • 48 Hour package turn over
  • Free Smart Phone App
  • Exclusive deals with leading brands through all inclusive shopping on Aeropost.com
  • Package protection under the Warranty & Returns program referred to in the Terms and Conditions in the Schedule below.
If an account is not utilized within six (6) months of entry into a contract with the Service Provider, the Service Provider reserves the right to close this account at the end of the sixth month upon ten (10) days’ notice in writing to the Credit Card Customer.

To sign up visit www.areopost.com/rbl
Massy United Insurance

Get up to 45% Discount from Massy United Insurance

  • 25% Republic Bank Credit Card Discount (client must pay premium with their Republic Bank International Credit Card)
  • 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
  • Free Special Perils
  • Free United Assist (Roadside Assistance)
  • $3,000 free Windscreen cover (ALL private vehicles – New and Roll On Roll Off)
  • Free Hospitalisation Benefit
  • Limits of Liability – Twice legislative requirements
  • Private Rates for Private Use “T” Vehicles
  • Free Loss of Use in the First Year
  • No Claim Discount*

For more information, contact Massy United Insurance at
Tele: 625-0538/0317, 627-7530/7115
Email: Trinidad@massyunitedinsurance.com

*Subject to customary Underwiting Guidelines
Type of credit card Annual membership fee for main applicant Annual membership fee for co-applicant Card replacement fee lost/stolen /damaged
Republic Bank International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International MasterCard Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank / TSTT International Visa Classic Credit Card US$25.75 US$13.00 US$5.75
Republic Bank International Visa Gold Credit Card US$34.50 US$23.00 US$5.75
Republic Bank / AAdvantage Standard Credit Card US$50.00 US$34.00 US$28.00
Republic Bank / AAdvantage Gold Credit Card US$60.00 US$40.00 US$28.00
Republic Bank / AAdvantage Visa Infinite Credit Card US$150 No charge US$50.00
Republic Bank International Platinum MasterCard Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Platinum Credit Card US$75.00 US$50.00 US$30.00
Republic Bank International Visa Signature Credit Card US$100 No charge US$30.00
Interest rate 2% per Month
Over limit Fee* 5% of the amount in excess minimum US$10.00
Past due fee US$8.00 / TT$52.00
Cash advance fee 3 % of amount advanced

*This fee does not apply to Republic Bank International Visa Signature Credit Card

No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

Other fees associated with credit cards are available upon request.

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant and each co-applicant on the account

Copies of one (1) form of valid photographic identification - Passport, National Identification card or Driver's Permit (if it is expired, it is not valid). Please note that if the ID does not state the customer’s nationality we would require a secondary form of ID.
Salaried – Job letter (original- not older than 3 months) and copy of pay slip (not older than 3 month)
Self employed - up to date financial statements

  • Up to date Audited Financial statements (for the last 3 years) for the business or Management accounts (for the last 3 years) for the business
  • Statement of Affairs Form
  • Income and Expenditure Form
Copy of a utility bill in the applicant's name (not older than 3 months). Where the utility bill is not in the customer’s name, the customer can submit the lease agreement, where available, or a letter from the landlord/owner/parent addressed to the Bank confirming residency of the applicant.


Click here to download Conditions of Use

As at 10th January 2017, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.

  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
Go to top