Republic Bank AAdvantage® Mastercard Gold Credit Card

The new Contactless feature allows you to conduct purchases TT$300 and under, with your credit card, without having to give it to anyone to complete your transaction.

Our Republic Bank / AAdvantage® Mastercard Gold has already been enabled with this new feature and will be available to new customers, as well as existing cardholders upon renewal or replacement of their credit card.

• Your card never leaves your hand.
• You don't need to touch the point-of-sale terminal.
• It makes the transaction faster.

For further information regarding contactless transactions, please see our FAQs here.

You can get up to 50 days INTEREST-FREE CREDIT, if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

BalanceCover provides credit card coverage when you need it most!

Republic Bank BalanceCover is a group coverage plan that covers your credit card’s outstanding balance, and repays or reduces your credit card debt in case of death or disability. BalanceCover is great for everyday peace of mind and safeguarding your loved ones.

Our BalanceCover portal makes it easy to enrol, so there’s no need to leave the comfort of your home!

• Cardholders between 18 years – 65 years
• Guaranteed coverage up to age 75
• All official cardholders on the same account are covered for the cost of one
• Monthly premium minimal of $0.44 per $100 outstanding (applicable to both TT$ and US$ sides of the credit card account) on the credit card statement. So, if the outstanding balance on your statement is TT$3,000, you will only pay TT$13.20 for coverage
• Please note that applicants must be less than 65 years of age and the coverage will be automatically terminated when the applicant, or any of the co-applicants, attains the age of 75

Death Benefit
Each Insured Cardholder shall be covered for an amount equal to the Total Amount Outstanding on his/her Credit Card at the date of death.

Accidental Death Benefit
In the event of Accidental Death, an additional amount of $25,000 will be paid to the Insured Cardholder’s estate.

Disability

Temporary Disability
Temporary Disability shall mean that the Insured Cardholder cannot perform his occupation as a result of accidental bodily injury, sickness or disease. While receiving benefits for Temporary Disability, the Cardholder must present a Medical Certificate every three (3) months.

Total Permanent Disability
Total Permanent Disability shall mean the Insured Cardholder is in a state of total, permanent and irreversible incapacity and is continuously disabled as a result of sickness or injury and is unable to perform in any and every duty of any gainful occupation for which he/she is or may become reasonably qualified by education, training or experience, provided such disability existed continuously for at least six (6) months.

For more information on the terms and conditions and how to enrol click here or call 627-3348.

Get emergency assistance virtually anytime, anywhere and in any language. Mastercard Global Service™ helps you with reporting a lost or stolen card, obtaining an emergency card replacement, finding an ATM and answering questions on your account.

For questions or to contact Travel Assistance Services call 1-800-MC-ASSIST or the specific Mastercard Global Service™ toll-free number for your country or call collect to the United States at 1-636-722-7111.

Cardholders can benefit from the security and safety offered through Purchase Protection Coverage. If something you bought with your Mastercard Gold card is damaged or stolen within forty five (45) days of purchase, you may be eligible for benefits under this coverage.

Extended Warranty provides extended coverage on the terms of the original manufacturer’s warranty on covered purchase up to 1 full year after both the original or store brand warranty plus the optional warranty coverage period ends, not to exceed 3 years. The covered purchase must be paid in full with the Mastercard Credit Account.

Core:
Up to US$ 200.00 per occurrence / US$ 400.00 per 12 months.

• It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
• The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
• The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
• These cards are also globally accepted, including in Europe and in the UK.