Republic Bank Mastercard Platinum Credit Card

The new Contactless feature allows you to conduct purchases TT$300 and under, with your credit card, without having to give it to anyone to complete your transaction.

Our Republic Bank Mastercard Platinum has already been enabled with this new feature and will be available to new customers, as well as existing cardholders upon renewal or replacement of their credit card.

• Your card never leaves your hand.
• You don't need to touch the point-of-sale terminal.
• It makes the transaction faster.

For further information regarding contactless transactions, please see our FAQs here.

You can get up to 50 days INTEREST-FREE CREDIT, if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

BalanceCover provides credit card coverage when you need it most!

Republic Bank BalanceCover is a group coverage plan that covers your credit card’s outstanding balance, and repays or reduces your credit card debt in case of death or disability. BalanceCover is great for everyday peace of mind and safeguarding your loved ones.

Our BalanceCover portal makes it easy to enrol, so there’s no need to leave the comfort of your home!

• Cardholders between 18 years – 65 years
• Guaranteed coverage up to age 75
• All official cardholders on the same account are covered for the cost of one
• Monthly premium minimal of $0.44 per $100 outstanding (applicable to both TT$ and US$ sides of the credit card account) on the credit card statement. So, if the outstanding balance on your statement is TT$3,000, you will only pay TT$13.20 for coverage
• Please note that applicants must be less than 65 years of age and the coverage will be automatically terminated when the applicant, or any of the co-applicants, attains the age of 75

Death Benefit
Each Insured Cardholder shall be covered for an amount equal to the Total Amount Outstanding on his/her Credit Card at the date of death.

Accidental Death Benefit
In the event of Accidental Death, an additional amount of $25,000 will be paid to the Insured Cardholder’s estate.

Disability

Temporary Disability
Temporary Disability shall mean that the Insured Cardholder cannot perform his occupation as a result of accidental bodily injury, sickness or disease. While receiving benefits for Temporary Disability, the Cardholder must present a Medical Certificate every three (3) months.

Total Permanent Disability
Total Permanent Disability shall mean the Insured Cardholder is in a state of total, permanent and irreversible incapacity and is continuously disabled as a result of sickness or injury and is unable to perform in any and every duty of any gainful occupation for which he/she is or may become reasonably qualified by education, training or experience, provided such disability existed continuously for at least six (6) months.

For more information on the terms and conditions and how to enrol click here or call 627-3348.

MasterAssist Plus reimburses medical expenses, hotel convalescence, emergency family travel costs, and more. Trip must be paid in full with the Mastercard credit card. Medical expenses apply only internationally.

Core:
Cardholders, spouse, domestic partner, and dependent children covered for up to 31 consecutive days. Medical Expenses: up to US$ 25,000.00 (€ 30,000 in Schengen territories), other benefits available at different limits.

MasterRental™ is a smart way to save money and receive valuable insurance coverage when you rent a vehicle with an eligible Mastercard Platinum Card. When you rent a vehicle using your card, coverage will be provided for damages to the Rental Car caused by collision with another object, overturn, Theft, Vandalism, accidental fire, and physical damage as a result of hail, lightning, flood or other weather related causes. For claims instructions, please refer to the section “How to File a Claim”.

Who Is Covered?
Mastercard Platinum Cardholders and those designated as Authorized Drivers in the Rental Agreement.

• Initiate the transaction under your name and pay for the entire Rental Company’s security deposit using your card and sign the Rental Agreement;
• Authorized Drivers whose name(s) appear as a driver on the Rental Agreement will also be covered;
• Pay for the entire rental transaction (tax, gasoline, and airport fees are not considered rental charges) with your card and/or points earned by a Rewards Program associated with your card prior to picking up or immediately upon the return of the Rental Car; and
• You must Decline any/all partial or full collision damage insurance or similar collision damage and loss damage waiver (CDW/LDW) offered by the Rental Company

• All land motor vehicles with four or more wheels
• Vans only if they are standard vans with standard equipment and are designed with a seating capacity of nine (9) passengers or less
• Luxury and exotic cars that meet the definition of a rental car

What Is The First Thing I Should Do If I Am Involved In An Accident Or The Rental Car Is Stolen?
Speak to the car rental company and be sure to obtain a copy of all documents related to the accident or theft, including the Accident Report Form, a copy of the Car Rental Agreement (front and back), Police Report (if any), and any other pertinent documents.

1. Notify Mastercard within 30 days
2. Submit copy of all documents related to the accident or theft
3. Submit proof that the full price of the car rental was paid with the Platinum Mastercard

Mastercard does not provide insurance. Insurance is provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.

Receive upgrades*, free breakfast, early check-in/late check-out* and special amenities at 1300+ 4 and 5 star hotels & resorts worldwide. Plus, exclusive savings and benefits on car rentals, air, tours and cruises

With busy and fast-paced lives Mastercard Platinum cardholders often need a little extra assistance to make things run smoothly. No matter how big or small the problem is the Mastercard Platinum Concierge Service is there to help. The concierges are experts in finding solutions to all types of problems, can make many different kinds of arrangements, and investigate answers to multiple questions.The Mastercard Platinum concierges can help with information.
For business and leisure trips the concierge team can provide details and advice on travel destinations, business etiquette in foreign countries, passport and visa requirements, weather, soucing event tickets and Gift & Delivery and much more.
For more information Download Guide to Benefits brochure.

• It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
• The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
• The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
• These cards are also globally accepted, including in Europe and in the UK.