Executive Team

Nigel Baptiste was appointed to the Republic Bank Limited Board of Directors in 2016. He is the President and Managing Director of Republic Bank Limited since 2016 and a career banker with more than two decades of experience. Prior to his current position, he has served as Deputy Managing Director and Executive Director of Republic Bank Limited, General Manager Human Resources as well as Managing Director of the Group’s subsidiary in Guyana.
Mr. Baptiste currently serves on the Boards of Republic Financial Holdings Limited, Republic Bank (Guyana) Limited, Republic Bank (Ghana) Plc., Cayman National Corporation and other subsidiaries within the Republic Group.
He holds a Bachelor of Science with Honours and a Master of Science in Economics from the University of the West Indies (UWI), is a graduate of the Harvard Business School Advanced Management Programme, holds a Diploma with distinction from the ABA Stonier Graduate School of Banking (USA), and is a member of the Chartered Institute of Bankers (England).

Derwin M. Howell was appointed an Executive Director of Republic Bank Limited in 2012. He also serves as Chairman of Republic Bank (Barbados) Limited and Republic Bank (Suriname) N.V. Mr. Howell holds a BSc. In Electrical Engineering (First Class Honours) and an Executive MBA both from the University of the West Indies. He holds an MSc in Telecommunications Systems from the University of Essex and is a graduate of the Harvard Business School Advanced Management Program (AMP). He is a Senior Member of the Institute of Electrical and Electronic Engineers (SMIEEE), a Member of the Engineering Council of the United Kingdom (Chartered Engineer) and a Member of the Institution of Engineering and Technology (MIET).

External Appointments
Mr. Howell is the Chairman of Habitat for Humanity Trinidad and Tobago and a Chancellor’s Representative on the UWI St. Augustine Campus Council.

Tracy-Anne Bartholomew, General Manager Group Treasury, brings to bear significant industry expertise in Actuarial Science, Investment and Asset Management, and General Insurance with close to two decades serving at the senior level.
A member of Republic Bank’s managerial team since 2017, Ms. Bartholomew has served as Senior Manager, Group Treasury, with full responsibility for monitoring and managing the Group’s liquidity, including interest rate risk limits and liquidity risk limits. Prior to this, she served as Manager, Investments, Group Treasury.
She has also served in senior management positions at RBC Financial Bank (Caribbean) Limited and as a Senior Actuarial Analyst at Guardian Life of the Caribbean, Trinidad.
Ms. Bartholomew holds a Postgraduate Diploma in Actual Techniques from The Institute of Actuaries, England; a Postgraduate Diploma in Actuarial Management, and a Postgraduate Diploma in Actuarial Science from City University, London, England. She also holds a BSc in Mathematics and Economics (Double Major) from the University of the West Indies, St. Augustine, Trinidad.

Houston Ross, Group Chief Information and Digital Transformation Officer, Republic Bank Limited is a vision-driven strategist, leader and change agent with an internationally well-earned reputation for driving fundamental business transformation and realizing growth objectives through technology innovation. A repeat award-winner for contributions to leveraging technology to create business value, he was named among the Top 100 IT executives globally and most recently in 2022 recognized by Money Conference 2.0 for his contributions to technology and innovation within the banking and insurance industries.
Prior to joining the Republic Financial Holdings Team, Houston was an Executive Committee member of Paidy, Inc.(a PayPal company), Tokyo, Japan, which was one of only six “unicorn” fintechs in Japan’s history. He successfully led several innovations such as redesigned payments platform in the cloud, with over eight (8) million customers, integration of a post-payment service within Amazon, delivered innovative digital products in Japan, and the largest exit in Japan’s history of a foreign owned start-up.
Houston has a Master of Business Administration from the University of Liverpool, UK and a Bachelor of Science, Management Information Systems from Barrington University, Mobile, Alabama, USA.
He also held Board level roles in Banking, Insurance Industries as well as fintechs within Asia and Europe. A proven leader in transformation as well as startups at regional and global levels.

Riah Dass-Mungal, General Manager, Corporate and Investment Banking, has extensive experience in the fields of financial reporting and auditing, management reporting, corporate and strategic planning, and regulatory reporting. Prior to her current position, Mrs. Dass -Mungal was the General Manager, Group Human Resources. She was also the General Manager, Internal Audit and Chief Internal Auditor for the Republic Group. A Chartered Accountant with more than two decades of financial management experience in the private sector, Mrs. Dass-Mungal is also a member of the Association of Chartered Certified Accountants (ACCA) and has completed the Foster School of Business – Pacific Rim Banker Executive Management Program. She is a graduate of the University of the West Indies with a Bachelor of Science with Honours in Accounting and a minor in Management. Mrs. Dass-Mungal also serves on the Board of Republic Bank (Barbados) Limited.

Karen Yip Chuck, Group Vice President, Republic Financial Holdings Limited and Vice President, Republic Bank Limited is a career banking professional with many years of senior management experience with the Republic Group. Ms. Yip Chuck has been a member of the Republic Bank Executive Management team since 2007, and has served as General Manager, Commercial and Retail Banking; General Manager, Corporate and Investment Banking; General Manager, Wealth Management; and General Manager, Internal Audit.
Ms. Yip Chuck holds a BSc. (Hons) Economics from the University of the West Indies (UWI), and a Post Graduate Diploma in Business Administration and an MBA from Heriot Watt University, Edinburgh. A Certified Internal Auditor, she is an Associate of the Chartered Institute of Bankers UK and a graduate of the Harvard Business School Advanced Management Program (AMP186).
Ms. Yip Chuck is the Chairperson of the Boards of Republic Bank (EC) Limited, Republic Bank (Anguilla) Limited, and Republic Bank (St. Maarten) N.V. She is a Director for Republic Bank (Barbados) Limited and Republic Bank (Grenada) Limited. She currently serves as Director and Vice President of the Trinidad and Tobago Chamber of Industry and Commerce; and as Director and Treasurer of the International Women's Forum of Trinidad and Tobago.

Denyse Ramnarine, General Manager, Information Technology Management, brings to bear extensive experience in Information Technology (IT) Management, Systems Engineering, Systems Administration, and Project Management, having worked in the IT industry for more than 25 years. An accomplished professional, Ms. Ramnarine has served across a range of managerial posts within the Bank, including Assistant Manager, Communications; Manager, Desktop and Decision Support Services; Manager, Networking: Business Transformation; Senior Manager, Technology Advancement; Senior Manager, Application and Technology Delivery; and as Assistant General Manager, IT. Ms. Ramnarine holds a Master of Business Administration from Edinburgh Business School, Heriot Watt University, a Master of Science in Telecommunications and Information Systems from the University of Essex, a Post Graduate Diploma in Strategic Business IT from NCC Education, a Diploma in Business Management from the Arthur Lok Jack Global School of Business (UWI), a CIM degree in Project Management from ROYTEC, and a Bachelor of Science from the University of the West Indies, St. Augustine as a double major in Computer Science and Physics.

P. Vic Salickram, Group Vice President, Republic Financial Holdings Limited and Vice President, Republic Bank Limited, has been a member of the Republic Group for close to two decades, serving in various strategic leadership positions over the course of his career. Mr. Salickram previously held the positions of Chief Risk Officer and Chief Financial Officer of Republic Financial Holdings Limited and Republic Bank Limited.
He is a Fellow of the Association of Chartered Certified Accountants and a member of the Chartered Institute of Management Accountants and the Chartered Global Management Accountants. Mr. Salickram is a CFA Charter holder and holds the Financial Risk Manager (FRM) designation from the Global Association of Risk Professionals (GARP). He is also a graduate of the Harvard Business School Advanced Management Program (AMP). He currently serves as the Chairman of Republic Bank (Suriname) NV and is a Director on the Board of Republic Bank (Guyana) Limited.

David Robinson, General Manager, Wealth Management Limited, has been a banker for the past 20 years, serving in several key managerial roles, including Senior Manager, Treasury and Senior Manager, Creditor Protection Support Unit. Mr. Robinson holds a Bachelor of Arts in Economics from the University of Waterloo, Canada, a Master’s Degree in Business Administration (Executive) from the Arthur Lok Jack Global School of Business (UWI) and is a Chartered Financial Analyst (CFA) charter holder. He also holds a Certificate in Business Excellence – Advanced Management Program from the Columbia Business School, New York.

Aldrin Ramgoolam, General Manager, Commercial & Retail Banking, has been a member of the Republic Group for over thirty two years. He has over 30 years experience in the field of Information Technology and has been a member of the Bank’s Management Team for over 20 years. He has a wide range of expertise, having served in key managerial roles in Technical Support, IT Infrastructure and Application Support/ Development. He has also served in senior leadership positions in IT Service Delivery, IT Project Management and IT Governance.
Mr. Ramgoolam holds a Master of Business Administration from the Lord Ashcroft Business School, Anglia Ruskin University, a Bachelor of Science in Computer Science from the University of the West Indies (UWI) and a Diploma in Business Administration from the Arthur Lok Jack Global School of Business (UWI).
He also serves as a Director on the Boards of Republic Bank (BVI) Limited and Republic Bank Guyana Limited.

Baldath Ramkissoon, General Manager, Group Human Resources, a member of the Republic Group for more than two decades, has significant industry expertise in Treasury Management (liquidity, foreign exchange, interest rate and electronic payment systems), Portfolio Management, Credit and Investment Risk Determination.
Mr. Ramkissoon has served as Manager, Latin American Investments; Manager, Trust and Asset Management Division; Investment Manager, Republic Wealth Management Limited; and Senior Manager, Treasury. He has represented the Bank at the International Monetary Fund (IMF) Caribbean Roundtable Discussions on Correspondent Banking Withdrawal in 2018 and has served as Deputy Chairman and Vice-President of the Mutual Fund Association of Trinidad and Tobago.
Mr. Ramkissoon holds a Master of Science in Finance with Distinction from the Arthur Lok Jack Global School of Business (UWI); a Master of Business Administration from Heriot Watt University; and a Bachelor of Science in Management with Honours from the University of London. He has completed several courses and seminars on credit, risk management and investments, including Euromoney’s Financial Market Products; Pension Management at UBS, Puerto Rico; International Portfolio Management at Allianz, Germany; and McKinsey’s Asset Management CEO Summit in the United Kingdom. In 2015, Mr. Ramkissoon was awarded the Programme Director’s Award (Master of Science in International Finance) by the Arthur Lok Jack Global School of Business (UWI).
Mr. Ramkissoon serves on the boards of Republic Bank (Cayman) Limited, Republic Insurance Company (Cayman) Limited, Republic Wealth Management Limited Republic Investments Limited, Republic Bank (St Maarten) N.V., Republic Bank Trinidad and Tobago (Barbados) Limited and Trintrust. He is also the current Chairman of the SWIFT National User Group of Trinidad and Tobago.

Shazard Mohammed, Data Governance & Management Unit, is a Marketing and Sales professional with more than 15 years’ managerial experience in the financial services sector. As a member of the Republic Bank Group for the past decade, Mr. Mohammed has contributed significantly to the Bank’s strong growth and performance in the retail, commercial, and trust and asset management divisions. He has also applied significant expertise in credit card issuing and acquiring business, segmentation, market and business intelligence, as well as change management, and digital transformation.
Leading up to his current role as General Manager, Mr. Mohammed most recently served the Bank as Regional Sales Manager, South, with oversight for the operations of 13 branches in that cluster. He has also previously served as Senior Manager, Credit Card Centre; Manager, Trust Services Division; and Manager, Market Intelligence and Segments.
Mr. Mohammed holds an EMBA with Distinction from the Arthur Lok Jack Global School of Business; a Professional Diploma in Marketing, a Certificate in Marketing, and is an Associate of the Chartered Institute of Marketing. He also holds a BSc. in Economics (1st Class Honours), with a minor in Marketing, from the University of the West Indies, St. Augustine.

Marsha Mc Leod-Marshall, General Manager, Planning and Financial Control; Chief Financial Officer, Republic Financial Holdings Limited (RFHL), is a certified Chartered Accountant with more than a decade of financial analytical experience at the senior level within the Group. She has served the Group in a range of different capacities, including Senior Financial Analyst, Group Finance Manager, Senior Manager – Finance and General Manager, Group Enterprise Risk, before being appointed to her current position in October 2019.
During the course of her career, Mrs. Mc Leod-Marshall was responsible for overseeing the integrity of the financial, management, and regulatory reporting functions of RFHL and its subsidiaries, including preparation of the Group’s financial statements, strategic plan and budget, management of all financial and regulatory audits of the RFHL and its subsidiaries, financial analysis, and Group adherence to all accounting standards and regulatory requirements as outlined in the International Financial Reporting Standards (IFRS), the Financial Institutions Act, the Central Bank of Trinidad and Tobago regulations, and the Corporation Tax Act.

Kimberly Erriah-Ali, Group General Counsel and Corporate Secretary, Republic Bank Limited and Republic Financial Holdings Limited, is an Attorney-at-Law with 23 years of experience; having received her Bachelor of Laws with Honours from the University of the West Indies, and her Legal Education Certificate from the Hugh Wooding Law School, Trinidad and Tobago. Mrs. Erriah-Ali was admitted to practice as an Attorneyat-Law in the Supreme Court of Trinidad and Tobago in 1998.
She has served as Corporate Secretary to the following Republic Bank subsidiaries: Republic Bank (Grenada) Limited, Republic Bank (Suriname) Limited, Republic Finance and Merchant Bank Limited and London Street Project Company Limited.
She also established the Group’s Compliance Department. She is currently a Director on the Board of Republic Wealth Management Limited, formerly Republic Securities Limited, Republic Trustee Services Limited formerly Republic Wealth Management Limited, Republic Bank (EC) Limited, Republic Bank (Anguilla) Limited, other offshore subsidiaries of Republic Bank and holds an external Directorship on the Board of a Telecommunications provider in Trinidad and Tobago.
Mrs. Erriah-Ali holds a Master of Business Administration from the Heriot-Watt University, with electives in Mergers and Acquisitions and Corporate Governance, is certified under the Association of Certified Anti-Money Laundering Specialists (ACAMS), and is a Certified Practitioner in Anti-Money Laundering from the Florida Institute of Bankers Association via Florida International University. She brings to bear a wide range of expertise in Corporate and Commercial Law, Conveyancing, Trusts, Landlord and Tenant Law, Intellectual Property, Estates, and Litigation.

Preston George, General Manager, Group Marketing & Communications, is a Human Resources professional with more than two decades of managerial experience amassed over a diverse career in the Private and Public Sectors. He holds considerable expertise in a wide range of fields, including Talent Management, Organisational Effectiveness and Development, Change Management, Performance Management, and Industrial Relations.
Prior to his most recent appointment as General Manager, he served as Senior Manager, Group Employee & Industrial Relations, Republic Bank Limited, where he led the Bank’s collective bargaining and negotiations teams in Trinidad and Tobago, as well as teams within the subsidiary markets in which the Bank operates. Mr. George was the HR Project Lead for the acquisitions of RBS operations in Suriname and Scotia operations in the Eastern Caribbean, St Maarten and the British Virgin Islands. He has also served as Chairman of the Bank’s Joint Management/Union HSE Committee and as Human Resources Lead for the Bank’s Enterprise Wide Risk Management portfolio.
Mr. George holds an EMBA from the Arthur Lok Jack Graduate School of Business; an LLB with Honours from the University of London; and a BSc. in Sociology from the University of the West Indies. He has completed several executive courses on Change Management from Prosci Inc.; Transformational Leadership from the University of Virginia; and Strategic Negotiations, as well as Managing Human Capital, from Harvard Business School, Boston. He is also a distinguished Fellow of the Internal Institute of Labour Studies, Geneva.

Marlon Persad, General Manager, Information Technology (IT) Consolidation, Republic Bank Limited, is an accomplished professional with more than 25 years of combined experience in Information Technology Management, IT Governance, Business Process Re-engineering, Project Management, Change Management, Conversion of Banking Applications, Operational Risk, IT Security, Corporate Security, Business Continuity Management and AML Compliance in the Banking, Insurance, and Consulting industries. Mr. Persad has successfully served in a range of senior leadership positions including Senior Manager, Technology Advancement; Senior Manager, Corporate Operations and Process Improvement; Manager, Project Execution and IT Governance; and Manager, Project Execution. He has chaired various sub-committees under the Bankers Association of Trinidad and Tobago, is an Anti-Money Laundering Certified Associate (AMLCA) from Florida International Bankers’ Association (FIBA) in partnership with Florida International University, and is certified in the Governance of Enterprise IT (CGEIT) from the Information Systems Audit and Control Association (ISACA).
Mr. Persad holds an Executive Master of Business Administration with Distinction in Business from the Arthur Lok Jack Global School of Business (UWI), a Master of Science in Computer Science and a Bachelor in Science in Computer Studies both from the University of the West Indies, St. Augustine.
Mr. Persad also serves on the Board of Republic Bank (Suriname) N.V.

Richard S. Sammy, Group Vice President, Republic Financial Holdings Limited and Vice President, Republic Bank Limited, is a distinguished banker with significant expertise in Risk Management, Investment Banking, Corporate Banking and overall banking operations. A member of the Republic Group for more than a decade, he has served in numerous senior leadership positions, including, General Manager, Corporate and Investment Banking, Republic Bank Limited; Managing Director, Republic Bank (Guyana) Limited; Regional Manager, Corporate Business Centre–South and Regional Manager, Investment Banking Division, Republic Bank Limited.
Mr. Sammy currently serves as a Director of The Heroes Foundation and is a former Chairman of the Guyana Association of Bankers Inc. (GABI), a former Director of the Caribbean Association of Bankers Inc. (CAB), and a former founding Director of the Guyana American Chamber of Commerce (AMCHAM). Mr. Sammy holds a BSc. (Hons.) in Management Studies from the University of the West Indies, St. Augustine (Trinidad & Tobago), an MBA from Warwick Business School (United Kingdom) and is a graduate of the Wharton School Advanced Management Program (United States).
Mr. Sammy is the Chairman of Republic Bank (BVI) Limited, Republic Bank (Cayman) Limited, Republic Insurance Company (Cayman) Limited, Republic Investments Limited, Republic Wealth Management Limited and serves as Director on the Boards of Cayman National Corporation Limited, Cayman National Bank Limited and Republic Life Insurance Company Limited.

Karen Tom Yew, General Manager, Group Enterprise Risk, is a career banking professional with more than 20 years of managerial experience at Republic Bank Limited. Prior to her current position, Ms. Tom Yew served as Regional Corporate Manager at Corporate Business Centre, North, leading a diverse team of Corporate and Credit Managers, growing the bank’s client and asset base, and managing a multi-billion (TT) dollar portfolio.
Ms. Tom Yew has previously served as Branch Sales Manager, Independence Square; Corporate Manager, Commercial Centre; Manager, Merchant Banking, Republic Finance and Merchant Bank; and Manager, Overseas Operations.
Ms. Tom Yew holds a Bachelor of Laws Degree from the University of London; an International Masters of Business Administration in Finance from the Arthur Lok Jack Global School of Business; and a Bachelor of Science in Management Studies from the University of the West Indies. She has also completed several courses including the Euromoney – Project Finance; E-Bank Training – Credit Risk Management and Digital Strategies for Business from Emeritus Institute.

Michael Walcott, General Manager, Group Business Transformation Division, is a risk management and business process improvement professional with significant industry expertise in Compliance, Process Improvement, Operational Risk, and Auditing. In his current role, Mr. Walcott provides support and governance for all of the Group’s overseas territories, and is responsible for implementation of integration plans for recent acquisitions.
A member of Republic Bank’s managerial team for more than a decade, Mr. Walcott has served as Acting General Manager, Group Enterprise Risk; Senior Manager, Corporate Operations Process Improvement/Operational Risk; and Manager, Corporate Activities, Internal Audit. Prior to which, he has also served as Compliance Manager (with regional oversight), Internal Auditor, and Business Risk Analyst in various organisations throughout Trinidad and Tobago and the region.
Mr. Walcott holds a Bachelor of Arts in Accounting from Morehouse University, Atlanta, Georgia, is certified in Professional Anti-Money Laundering under the Florida International Bankers Association (FIBA), and was awarded a Certificate in Compliance from Citigroup. He has completed several courses in credit risk; anti-money laundering; fraud prevention and detection; occupational health and safety; business writing; and financial statement analysis.

Bevon Alvarez, General Manager, Credit Risk Management, Republic Bank Limited is a career finance professional with over 15 years of experience across the Caribbean, the United Kingdom, Latin America and North America. Over the course of his career, he has accumulated diverse experience from a multitude of disciplines including Risk Management, Development Banking, Retail and Commercial Banking, and Investment Management.
Prior to his most recent position as General Manager, Mr. Alvarez served the Republic Group as Senior Manager, Risk Management where he helped to provide credit risk oversight over the Group’s loan and investment portfolio valued at over US$11 billion.
Before joining the Republic Group, Mr. Alvarez worked at global financial institutions including the International Finance Corporation (IFC), the private sector arm of the World Bank Group, Black Rock Inc, Scotiabank, and RBC Royal Bank.
Mr. Alvarez holds a BSc. (Hons.) in Management Studies, with a minor in Finance, from the University of the West Indies, St. Augustine, an MBA in Strategy & Finance from the Judge Business School, University of Cambridge, UK and the Chartered Financial Analyst (CFA) designation. He is a former elected vice-president of the CFA Society of Trinidad and Tobago.

John P. Clarke (better known as “JP”), General Manager, Wealth Management is a career banker for nearly fifteen years. He has gained experience in Investment Banking, where he led many significant local and regional capital market transactions; retail and commercial banking, where he managed Republic’s Independence Square branch cluster; and corporate banking, where he headed the Republic Bank (Barbados) business banking team. In his current role, he oversees the Trust Services Division and has responsibility for the Wealth Management arm of the bank.
A graduate of Cambridge University (United Kingdom), JP is a director on the Board of the Trinidad & Tobago Stock Exchange, and internally serves on the boards of Republic Insurance Company (Cayman) Limited, Republic Wealth Management Limited, Republic Trustee Services Limited, and Trintrust Limited. He is an active supporter of social initiatives, working closely with the Living Water Community.

Ray Klien is the General Manager of the Shared Services Division, bringing over 17 years of global financial services experience in corporate and investment banking, consumer banking, and wealth management. His career is marked by significant contributions and leadership roles at leading global financial institutions, and he continues to drive innovation and excellence in his current role at Republic Bank.
Prior to his current role, Mr. Klien was the Chief Operating Officer of Republic Bank (Ghana) Plc., where he oversaw various critical functions including Corporate Banking, Treasury, International Trade, Custody Services, and the Republic Trust Company Limited. His tenure in this role was marked by notable achievements and strategic oversight, contributing to the RBGH's growth and performance.
Mr. Klien first joined Republic Bank in 2016, where is he served as the Head of the Investment Banking Division. During his time in this position, he helped position the Bank to be become the leader in the regional capital markets by arranging over US$5 Billion in transactions across the Caribbean.
He was later seconded to Republic Bank (Cayman) Limited as a Senior Investment Manager in the Securities Investment Business Unit. During his time in that position, he was instrumental in spearheading the establishment of the Group Sustainability Office to manage the RFHL’s sustainability initiatives and commitments including, the Climate Finance Facility and commitments to the Principles for Responsible Banking.
Prior to joining Republic Bank, Mr. Klien spent over (9) years working in New York the leading global financial institutions including, Morgan Stanley and Citigroup. He holds a Bachelor of Arts in Economics from Brooklyn College – City University of New York and a Master of Business Administration from Columbia Business School.

Hamant Lalla, General Manager, Internal Audit, Republic Bank Limited, Chief Internal Auditor, Republic Financial Holdings Limited; has more than 20 years of accounting and financial sector experience, with over a decade serving at the senior leadership level in Republic Bank.
Prior to his most recent appointment, Mr. Lalla served as General Manager, Finance and Administration, Republic Bank (Barbados) Limited, and as Financial Controller, Republic Bank (Barbados).
He has also served as Chief Accountant, Republic Bank Limited. Mr. Lalla is a Fellow of the Association of Chartered Certified Accountants, holds an MBA from the Heriot Watt University, and has a Certificate in International Financial Reporting Standards (IFRS).

Fidela Haynes is a Certified Public Accountant with over two decades of experience in the financial services industry. Prior to her appointment as General Manager – Head Office, she served the RFHL Group as the General Manager, Corporate Services, and General Manager Business & Retail Banking at Republic Bank (EC) Limited, where her areas of responsibility spanned: Finance, Treasury, Human Resources and several other aspects of banking.
She is the holder of an MBA with a concentration in Finance from Indiana University of Pennsylvania and a BSc in Accounting from Oral Roberts University. Mrs. Haynes also holds a Diploma in Offshore Finance and Administration from the International Charter of Secretaries and Administrators (ICSA UK) and a certificate in Small Countries Financial Management from Said Business School, Oxford University. Mrs. Haynes is also currently a Chartered Director and has previously served on various boards.